13320
Cherry Valley, New York.
Cherry Valley, Otsego County, NY · Oneonta, NY metro · population 1,971
to buy the typical home at today's mortgage rate — +$606 (+130%) since Jan 2020.
- 1 year
- Up $13,659 +7%
- $191,013$204,672 since Sep 2025
- 5 years
- Up $51,433 +34%
- $153,239$204,672 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13320$1,074
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 13320 rose 7.2% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Cherry Valley, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13320
Mid-tier homes, smoothed and seasonally adjusted.
- 13320$204,672
- Oneonta$220,097
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.0 | 13450 | Roseboom | 143 | — | $195,554 |
| 7.6 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 8.0 | 13468 | Springfield Center | 256 | — | $234,059 |
| 9.0 | 13326 | Cooperstown | 4,586 | $2,200 | $410,964 |
| 9.7 | 13317 | Canajoharie | 3,888 | — | $186,242 |
| 10.5 | 13361 | Jordanville | 725 | — | $223,768 |
| 11.4 | 12197 | Worcester | 2,298 | — | $193,253 |
| 12.0 | 12043 | Cobleskill | 8,287 | — | $263,563 |
| 12.1 | 13339 | Fort Plain | 6,010 | — | $178,592 |
| 12.2 | 13337 | Fly Creek | 607 | — | $330,367 |
| 12.3 | 12064 | East Worcester | 342 | — | $123,131 |
| 12.7 | 13410 | Nelliston | 508 | — | $149,025 |
| 13.2 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 13.9 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 14.0 | 13439 | Richfield Springs | 3,681 | — | $225,856 |
| 14.7 | 13428 | Palatine Bridge | 1,689 | — | $203,806 |
| 15.2 | 12166 | Sprakers | 1,635 | — | $229,156 |
| 16.4 | 13807 | Milford | 1,218 | — | $243,022 |
| 16.7 | 12036 | Charlotteville | 223 | — | $215,054 |
| 16.7 | 13407 | Mohawk | 5,042 | — | $175,940 |
| 17.0 | 13348 | Hartwick | 1,409 | — | $248,706 |
| 17.4 | 12187 | Warnerville | 752 | — | $275,945 |
| 17.7 | 12175 | Summit | 612 | — | $241,415 |
| 18.4 | 12116 | Maryland | 1,787 | — | $214,771 |
| 18.8 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 18.9 | 12035 | Central Bridge | 566 | — | $225,277 |
| 19.1 | 13452 | Saint Johnsville | 4,792 | — | $160,854 |
| 19.1 | 12160 | Sloansville | 716 | — | $288,542 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.