13605
Adams, New York.
Adams, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 5,259
to buy the typical home at today's mortgage rate — +$586 (+102%) since Jan 2020.
- 1 year
- Up $7,691 +4%
- $213,379$221,070 since Sep 2025
- 5 years
- Up $41,477 +23%
- $179,592$221,070 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13605$1,160
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 13605 rose 3.6% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Adams, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13605
Mid-tier homes, smoothed and seasonally adjusted.
- 13605$221,070
- Watertown$234,096
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.7 | 13606 | Adams Center | 2,468 | — | $234,315 |
| 7.2 | 13661 | Mannsville | 1,908 | — | $224,789 |
| 7.7 | 13650 | Henderson | 1,236 | — | $275,587 |
| 8.4 | 13682 | Rodman | 854 | — | $237,754 |
| 9.0 | 13685 | Sackets Harbor | 2,362 | — | $298,906 |
| 10.2 | 13659 | Lorraine | 386 | — | $167,159 |
| 11.3 | 13145 | Sandy Creek | 2,028 | — | $195,372 |
| 11.5 | 13083 | Lacona | 1,835 | — | $192,815 |
| 13.3 | 13601 | Watertown | 36,839 | $1,552 | $205,423 |
| 14.2 | 13615 | Brownville | 700 | — | $214,871 |
| 14.2 | 13634 | Dexter | 3,570 | — | $244,190 |
| 16.8 | 13144 | Richland | 1,219 | — | $156,467 |
| 16.8 | 13626 | Copenhagen | 2,202 | — | $212,911 |
| 17.9 | 13616 | Calcium | 1,430 | — | $229,342 |
| 18.0 | 13142 | Pulaski | 6,365 | — | $223,584 |
| 18.4 | 13693 | Three Mile Bay | 423 | — | $274,253 |
| 18.8 | 13612 | Black River | 2,865 | — | $249,534 |
| 19.1 | 13437 | Redfield | 254 | — | $141,465 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.