Zip lookup · NY

13612
Black River, New York.

Black River, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 2,865

What it costs per month · 13612 $1,310/mo

to buy the typical home at today's mortgage rate — +$691 (+112%) since Jan 2020.

What the home itself did
1 year
Up $11,536 +5%
$237,998$249,534 since Sep 2025
5 years
Up $57,745 +30%
$191,789$249,534 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13612 $1,310 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13612$1,310
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 13612 rose 4.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Black River, NY — measured over the city limits, which is a different area from this zip.

Typical home value $249,534 as of Sep 2026
+4.8%year on year

Typical home value — 13612

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13612 $249,534 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13612$249,534
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 13638 Felts Mills 157 — $187,153
5.2 13616 Calcium 1,430 — $229,342
7.1 13601 Watertown 36,839 $1,552 $205,423
8.4 13637 Evans Mills 5,212 $1,368 $266,832
8.7 13619 Carthage 10,578 $1,259 $206,138
9.6 13626 Copenhagen 2,202 — $212,911
10.7 13615 Brownville 700 — $214,871
11.7 13682 Rodman 854 — $237,754
13.0 13673 Philadelphia 2,097 — $205,391
14.7 13606 Adams Center 2,468 — $234,315
15.1 13634 Dexter 3,570 — $244,190
16.5 13665 Natural Bridge 465 — $164,499
16.6 13685 Sackets Harbor 2,362 — $298,906
16.7 13691 Theresa 2,990 — $217,004
16.8 13620 Castorland 2,298 — $214,773
16.8 13656 La Fargeville 2,942 — $206,650
17.9 13659 Lorraine 386 — $167,159
18.8 13605 Adams 5,259 — $221,070
18.8 13622 Chaumont 1,859 — $265,716
18.9 13608 Antwerp 1,676 — $168,645

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.