Zip lookup · NY

13624
Clayton, New York.

Clayton, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 4,650

What it costs per month · 13624 $1,731/mo

to buy the typical home at today's mortgage rate — +$1,018 (+143%) since Jan 2020.

What the home itself did
1 year
Up $23,168 +8%
$306,530$329,699 since Sep 2025
5 years
Up $99,558 +43%
$230,140$329,699 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13624 $1,731 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13624$1,731
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 13624 rose 7.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Clayton, NY — measured over the city limits, which is a different area from this zip.

Typical home value $329,699 as of Sep 2026
+7.6%year on year

Typical home value — 13624

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13624 $329,699 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13624$329,699
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 13656 La Fargeville 2,942 — $206,650
8.3 13640 Wellesley Island 318 — $491,498
8.8 13622 Chaumont 1,859 — $265,716
11.6 13618 Cape Vincent 1,771 — $255,396
11.9 13607 Alexandria Bay 2,020 — $286,180
14.6 13634 Dexter 3,570 — $244,190
15.1 13693 Three Mile Bay 423 — $274,253
15.6 13691 Theresa 2,990 — $217,004
15.7 13637 Evans Mills 5,212 $1,368 $266,832
16.0 13615 Brownville 700 — $214,871
17.9 13679 Redwood 1,205 — $226,701
18.1 13616 Calcium 1,430 — $229,342
19.0 13673 Philadelphia 2,097 — $205,391
19.8 13601 Watertown 36,839 $1,552 $205,423
20.0 13685 Sackets Harbor 2,362 — $298,906

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.