Zip lookup · NY

13650
Henderson, New York.

Henderson, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 1,236

What it costs per month · 13650 $1,446/mo

to buy the typical home at today's mortgage rate — +$846 (+141%) since Jan 2020.

What the home itself did
1 year
Up $22,123 +9%
$253,463$275,587 since Sep 2025
5 years
Up $84,702 +44%
$190,884$275,587 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13650 $1,446 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13650$1,446
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 13650 rose 8.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Henderson, NY — measured over the city limits, which is a different area from this zip.

Typical home value $275,587 as of Sep 2026
+8.7%year on year

Typical home value — 13650

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13650 $275,587 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13650$275,587
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.7 13605 Adams 5,259 — $221,070
8.4 13661 Mannsville 1,908 — $224,789
10.3 13685 Sackets Harbor 2,362 — $298,906
10.4 13606 Adams Center 2,468 — $234,315
11.5 13145 Sandy Creek 2,028 — $195,372
15.7 13634 Dexter 3,570 — $244,190
15.7 13693 Three Mile Bay 423 — $274,253
15.7 13083 Lacona 1,835 — $192,815
16.0 13682 Rodman 854 — $237,754
17.4 13659 Lorraine 386 — $167,159
17.6 13615 Brownville 700 — $214,871
18.1 13142 Pulaski 6,365 — $223,584
18.5 13601 Watertown 36,839 $1,552 $205,423

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.