Zip lookup · NY

13691
Theresa, New York.

Theresa, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 2,990

What it costs per month · 13691 $1,139/mo

to buy the typical home at today's mortgage rate — +$618 (+119%) since Jan 2020.

What the home itself did
1 year
Up $12,599 +6%
$204,405$217,004 since Sep 2025
5 years
Up $45,808 +27%
$171,196$217,004 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13691 $1,139 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13691$1,139
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 13691 rose 6.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Jefferson County, NY 99% · Saint Lawrence County, NY 1%

Zillow also publishes an index for the city itself: Theresa, NY — measured over the city limits, which is a different area from this zip.

Typical home value $217,004 as of Sep 2026
+6.2%year on year

Typical home value — 13691

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13691 $217,004 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13691$217,004
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 13673 Philadelphia 2,097 — $205,391
6.9 13679 Redwood 1,205 — $226,701
7.8 13608 Antwerp 1,676 — $168,645
8.7 13656 La Fargeville 2,942 — $206,650
9.3 13637 Evans Mills 5,212 $1,368 $266,832
9.7 13607 Alexandria Bay 2,020 — $286,180
12.5 13640 Wellesley Island 318 — $491,498
14.3 13638 Felts Mills 157 — $187,153
14.5 13616 Calcium 1,430 — $229,342
15.4 13646 Hammond 2,546 — $186,520
15.6 13624 Clayton 4,650 — $329,699
16.7 13612 Black River 2,865 — $249,534
17.0 13642 Gouverneur 9,043 $1,086 $140,343
18.3 13615 Brownville 700 — $214,871
18.8 13622 Chaumont 1,859 — $265,716
18.9 13601 Watertown 36,839 $1,552 $205,423
19.7 13619 Carthage 10,578 $1,259 $206,138

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.