Zip lookup · MD

20774
Upper Marlboro, Maryland.

Upper Marlboro, Prince Georges County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 51,816

What it costs per month · 20774 $1,319/mo

to buy the typical home at today's mortgage rate — +$739 (+128%) since Jan 2020.

What the home itself did
1 year
Down $8,993 -3%
$260,333$251,340 since Sep 2025
5 years
Up $51,791 +26%
$199,549$251,340 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 20774 $1,319 United States $1,811
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 20774$1,319
  • United States$1,811

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 20774 fell 1.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 20774 rose 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 20774 runs $422/mo less than renting one. The gap peaked at $889 in Jun 2018.

That is $1,823 a month against $2,245 rent: a $1,319 mortgage payment, plus $235 property tax and $269 insurance & upkeep.

Owning vs renting — zip 20774

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,823 Renting $2,245 Mortgage only $1,319
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,823
  • Renting$2,245
  • Mortgage only$1,319

Property tax · $235/mo 1.12% of value a year — the ACS 2020-2024 median bill over the median home value for Prince Georges County, MD

Insurance & upkeep · $269/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Upper Marlboro, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,245 as of Sep 2026
+2.3%year on year

Asking rent — 20774

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 20774 $2,245 Washington $2,407 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 20774$2,245
  • Washington$2,407
  • United States$1,932

Within 20 miles

Showing 30 of 117 zips in range — sorting picks from all 117.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 20721 Bowie 31,032 $2,431 $582,619
4.6 20716 Bowie 22,362 $2,445 $459,879
6.4 20747 District Heights 38,301 $1,725 $336,285
6.7 20743 Capitol Heights 41,093 $1,966 $330,882
6.7 20772 Upper Marlboro 54,319 $2,668 $469,861
6.8 20785 Hyattsville 40,066 $2,070 $341,388
7.6 20706 Lanham 42,612 $2,137 $428,395
7.8 20715 Bowie 26,915 $2,596 $482,825
8.0 20711 Lothian 7,731 — $619,975
8.2 20769 Glenn Dale 6,947 — $634,104
8.2 21035 Davidsonville 7,879 — $964,818
8.3 20784 Hyattsville 33,831 $1,601 $368,059
8.4 20720 Bowie 25,015 $3,374 $569,004
8.5 20746 Suitland 27,156 $1,741 $330,775
8.8 20776 Harwood 3,315 — $762,579
9.4 20019 Washington 63,380 $1,817 $348,578
9.6 20710 Bladensburg 9,801 $1,501 $318,360
9.9 20737 Riverdale 24,489 $1,956 $396,109
9.9 20623 Cheltenham 2,761 — $498,008
10.1 20781 Hyattsville 13,352 $1,869 $427,104
10.1 20748 Temple Hills 40,338 $1,646 $358,189
10.3 21114 Crofton 25,590 $2,439 $489,023
10.5 20722 Brentwood 6,264 $2,248 $367,118
10.6 20770 Greenbelt 28,384 $2,096 $267,923
11.1 20020 Washington 53,005 $1,940 $352,120
11.1 21140 Riva 4,417 — $654,371
11.2 20778 West River 2,211 — $656,415
11.4 20735 Clinton 37,464 $3,172 $434,385
11.5 20754 Dunkirk 7,545 — $628,150
11.5 20018 Washington 19,562 $2,155 $537,886

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.