Zip lookup · MD

21201
Baltimore, Maryland.

Baltimore, Baltimore City, MD · Baltimore-Columbia-Towson, MD metro · population 18,307

What it costs per month · 21201 $1,142/mo

to buy the typical home at today's mortgage rate — +$550 (+93%) since Jan 2020.

What the home itself did
1 year
Up $747 +0%
$216,816$217,563 since Sep 2025
5 years
Up $31,038 +17%
$186,525$217,563 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21201 $1,142 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21201$1,142
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 21201 rose 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21201 fell 0.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21201 runs $166/mo more than renting one. The gap peaked at $314 in Aug 2020.

That is $1,640 a month against $1,474 rent: a $1,142 mortgage payment, plus $265 property tax and $233 insurance & upkeep.

Owning vs renting — zip 21201

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 2018 2020 2022 2024 2026 Owning all in $1,640 Renting $1,474 Mortgage only $1,142
$500 $1,000 $1,500 2018 2022 2026
  • Owning all in$1,640
  • Renting$1,474
  • Mortgage only$1,142

Property tax · $265/mo 1.46% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore City, MD

Insurance & upkeep · $233/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Baltimore, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,474 as of Sep 2026
-0.2%year on year
Typical home value $217,563 as of Sep 2026
+0.3%year on year

Asking rent — 21201

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2020 2022 2024 2026 21201 $1,474 Baltimore $1,937 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 21201$1,474
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21201

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 21201 $217,563 Baltimore $396,959 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 21201$217,563
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 89 zips in range — sorting picks from all 89.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.8 21202 Baltimore 20,683 $1,711 $184,462
1.2 21217 Baltimore 30,792 $1,529 $91,872
1.7 21231 Baltimore 14,969 $2,323 $291,837
1.8 21223 Baltimore 19,572 $1,596 $65,619
2.0 21230 Baltimore 32,977 $2,191 $265,080
2.5 21211 Baltimore 14,969 $2,159 $278,340
2.7 21218 Baltimore 44,014 $1,454 $181,991
2.8 21213 Baltimore 28,058 $1,740 $118,612
2.8 21216 Baltimore 29,426 $1,547 $113,799
3.2 21205 Baltimore 13,013 $1,857 $108,282
3.7 21229 Baltimore 46,679 $1,528 $170,468
4.4 21224 Baltimore 47,465 $2,162 $232,620
4.5 21210 Baltimore 14,134 $1,750 $480,298
4.8 21225 Brooklyn 34,062 $1,416 $222,776
4.8 21215 Baltimore 52,229 $1,312 $158,625
4.8 21227 Halethorpe 34,907 $1,487 $305,120
5.0 21214 Baltimore 21,092 $1,450 $254,614
5.1 21212 Baltimore 33,974 $1,686 $335,737
5.2 21239 Baltimore 27,346 $1,477 $211,950
5.5 21206 Baltimore 48,902 $1,607 $218,291
5.6 21207 Gwynn Oak 47,099 $1,439 $287,860
5.9 21209 Baltimore 30,126 $1,754 $444,961
6.4 21090 Linthicum Heights 10,652 $1,986 $430,756
6.8 21226 Curtis Bay 6,674 $1,454 $313,877
6.8 21228 Catonsville 50,492 $1,750 $424,864
7.1 21222 Dundalk 59,407 $1,391 $222,177
7.5 21237 Rosedale 31,425 $1,763 $313,072
7.5 21204 Towson 19,845 $1,943 $590,649
8.3 21208 Pikesville 37,276 $2,157 $372,458
8.4 21234 Parkville 66,334 $1,621 $300,360

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.