Zip lookup · MD

21220
Middle River, Maryland.

Middle River, Baltimore County, MD · Baltimore-Columbia-Towson, MD metro · population 42,824

What it costs per month · 21220 $1,729/mo

to buy the typical home at today's mortgage rate — +$834 (+93%) since Jan 2020.

What the home itself did
1 year
Up $1,060 +0%
$328,292$329,352 since Sep 2025
5 years
Up $41,454 +14%
$287,898$329,352 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21220 $1,729 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21220$1,729
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 26 years.

Typical home values in zip 21220 rose 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21220 fell 0.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21220 runs $666/mo more than renting one. The gap peaked at $772 in Oct 2023.

That is $2,375 a month against $1,708 rent: a $1,729 mortgage payment, plus $294 property tax and $353 insurance & upkeep.

Owning vs renting — zip 21220

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $2,375 Renting $1,708 Mortgage only $1,729
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,375
  • Renting$1,708
  • Mortgage only$1,729

Property tax · $294/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD

Insurance & upkeep · $353/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Middle River, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,708 as of Sep 2026
-0.8%year on year
Typical home value $329,352 as of Sep 2026
+0.3%year on year

Asking rent — 21220

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2020 2022 2024 2026 21220 $1,708 Baltimore $1,937 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 21220$1,708
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21220

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 21220 $329,352 Baltimore $396,959 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 21220$329,352
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 69 zips in range — sorting picks from all 69.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.2 21162 White Marsh 4,639 — $516,876
4.2 21221 Essex 43,487 $1,685 $290,157
4.9 21128 Perry Hall 15,501 $1,650 $438,413
5.2 21237 Rosedale 31,425 $1,763 $313,072
5.6 21236 Nottingham 39,514 $1,768 $332,462
6.4 21156 Upper Falls 204 — $516,520
7.1 21087 Kingsville 5,537 — $544,979
7.2 21085 Joppa 17,307 $1,611 $365,020
7.5 21206 Baltimore 48,902 $1,607 $218,291
7.7 21222 Dundalk 59,407 $1,391 $222,177
8.0 21234 Parkville 66,334 $1,621 $300,360
8.2 21040 Edgewood 24,960 $1,750 $261,845
8.3 21219 Sparrows Point 9,565 — $381,521
8.8 21224 Baltimore 47,465 $2,162 $232,620
9.0 21214 Baltimore 21,092 $1,450 $254,614
9.3 21051 Fork 172 — $568,767
9.4 21057 Glen Arm 4,386 — $644,242
9.4 21205 Baltimore 13,013 $1,857 $108,282
9.9 21213 Baltimore 28,058 $1,740 $118,612
10.2 21052 Fort Howard 409 — $344,359
10.2 21082 Hydes 626 — $582,333
10.3 21009 Abingdon 33,679 $1,893 $370,272
10.3 21239 Baltimore 27,346 $1,477 $211,950
10.6 21286 Towson 21,853 $1,777 $398,217
11.0 21218 Baltimore 44,014 $1,454 $181,991
11.2 21231 Baltimore 14,969 $2,323 $291,837
11.7 21202 Baltimore 20,683 $1,711 $184,462
11.8 21212 Baltimore 33,974 $1,686 $335,737
12.4 21017 Belcamp 6,648 $1,887 $284,976
12.5 21013 Baldwin 5,610 — $658,149

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.