Zip lookup · MD

21520
Accident, Maryland.

Accident, Garrett County, MD · population 1,918

What it costs per month · 21520 $1,646/mo

to buy the typical home at today's mortgage rate — +$924 (+128%) since Jan 2020.

What the home itself did
1 year
Up $10,564 +3%
$303,015$313,579 since Sep 2025
5 years
Up $51,579 +20%
$262,000$313,579 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21520 $1,646 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21520$1,646
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 21520 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Accident, MD — measured over the city limits, which is a different area from this zip.

Typical home value $313,579 as of Sep 2026
+3.5%year on year

Typical home value — 21520

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 21520 $313,579 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 21520$313,579
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 21531 Friendsville 2,487 — $221,718
6.3 21541 McHenry 1,335 — $630,641
7.5 21536 Grantsville 3,833 — $242,951
7.9 15411 Addison 695 — $192,003
10.9 21561 Swanton 2,412 — $589,052
11.6 15540 Fort Hill 418 — $188,133
12.2 15459 Markleysburg 1,861 — $172,074
13.5 15424 Confluence 2,011 — $144,548
13.6 15558 Salisbury 1,960 — $180,204
15.0 21521 Barton 1,400 — $124,293
16.0 21539 Lonaconing 1,975 — $104,580
16.3 21523 Bloomington 150 — $122,762
16.5 21562 Westernport 3,032 — $91,034
16.6 26525 Bruceton Mills 8,630 — $80,055
16.9 21538 Kitzmiller 678 — $88,140
17.2 15551 Markleton 609 — $183,121
17.5 21550 Oakland 13,691 — $297,643
18.2 26519 Albright 2,363 — $164,708
18.5 21532 Frostburg 13,647 $948 $178,066
18.6 26764 Terra Alta 4,175 — $178,931
18.8 15437 Farmington 2,518 — $227,221
19.1 15470 Ohiopyle 601 — $229,516
19.2 15440 Gibbon Glade 297 — $223,887

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.