Zip lookup · MD

21532
Frostburg, Maryland.

Frostburg, Allegany County, MD · Cumberland, MD-WV metro · population 13,647

What it costs per month · 21532 $935/mo

to buy the typical home at today's mortgage rate — +$483 (+107%) since Jan 2020.

What the home itself did
1 year
Up $5,224 +3%
$172,842$178,066 since Sep 2025
5 years
Up $33,895 +24%
$144,171$178,066 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21532 $935 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21532$935
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 21532 rose 3.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Allegany County, MD 54% · Garrett County, MD 46%

Zillow also publishes an index for the city itself: Frostburg, MD — measured over the city limits, which is a different area from this zip.

Asking rent $948 as of Aug 2026
Typical home value $178,066 as of Sep 2026
+3.0%year on year

Asking rent — 21532

Against the Cumberland, MD-WV metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 21532

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 21532 $178,066 Cumberland $167,830 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 21532$178,066
  • Cumberland$167,830
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 21539 Lonaconing 1,975 — $104,580
5.9 21545 Mount Savage 1,694 — $125,457
8.6 21521 Barton 1,400 — $124,293
9.1 21524 Corriganville 710 — $186,170
9.6 21557 Rawlings 1,481 — $181,249
9.8 15558 Salisbury 1,960 — $180,204
9.8 15552 Meyersdale 5,685 — $147,912
10.7 21529 Ellerslie 514 — $178,313
10.9 21502 Cumberland 41,015 $1,018 $156,218
11.1 21536 Grantsville 3,833 — $242,951
11.2 26767 Wiley Ford 393 — $169,551
11.2 26753 Ridgeley 5,960 — $210,626
11.6 21562 Westernport 3,032 — $91,034
13.0 15545 Hyndman 2,562 — $152,921
13.7 21523 Bloomington 150 — $122,762
15.0 26719 Fort Ashby 2,082 — $252,772
15.9 15542 Garrett 1,088 — $156,826
16.1 15538 Fairhope 867 — $181,725
16.9 21561 Swanton 2,412 — $589,052
17.3 26726 Keyser 12,629 — $186,234
17.6 15540 Fort Hill 418 — $188,133
18.5 21520 Accident 1,918 — $313,579
18.7 26763 Springfield 1,253 — $220,111

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.