Zip lookup · MD

21539
Lonaconing, Maryland.

Lonaconing, Allegany County, MD · Cumberland, MD-WV metro · population 1,975

What it costs per month · 21539 $549/mo

to buy the typical home at today's mortgage rate — +$248 (+82%) since Jan 2020.

What the home itself did
1 year
Down $6,047 -5%
$110,627$104,580 since Sep 2025
5 years
Up $3,457 +3%
$101,123$104,580 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21539 $549 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21539$549
  • United States$1,922

Typical home values in zip 21539 fell 5.5% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Garrett County, MD 57% · Allegany County, MD 43%

Zillow also publishes an index for the city itself: Lonaconing, MD — measured over the city limits, which is a different area from this zip.

Typical home value $104,580 as of Sep 2026
-5.5%year on year

Typical home value — 21539

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 21539 $104,580 Cumberland $167,830 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 21539$104,580
  • Cumberland$167,830
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 21521 Barton 1,400 — $124,293
4.8 21532 Frostburg 13,647 $948 $178,066
6.9 21562 Westernport 3,032 — $91,034
7.2 21557 Rawlings 1,481 — $181,249
9.0 21523 Bloomington 150 — $122,762
9.3 21536 Grantsville 3,833 — $242,951
10.4 21545 Mount Savage 1,694 — $125,457
11.4 15558 Salisbury 1,960 — $180,204
12.0 26753 Ridgeley 5,960 — $210,626
12.4 21561 Swanton 2,412 — $589,052
13.4 21524 Corriganville 710 — $186,170
13.4 26726 Keyser 12,629 — $186,234
13.6 26767 Wiley Ford 393 — $169,551
13.8 15552 Meyersdale 5,685 — $147,912
13.9 21502 Cumberland 41,015 $1,018 $156,218
14.7 26719 Fort Ashby 2,082 — $252,772
15.0 21529 Ellerslie 514 — $178,313
16.0 21520 Accident 1,918 — $313,579
17.6 21538 Kitzmiller 678 — $88,140
17.7 15545 Hyndman 2,562 — $152,921
18.2 15540 Fort Hill 418 — $188,133
18.8 26763 Springfield 1,253 — $220,111
18.9 15542 Garrett 1,088 — $156,826
19.2 21541 McHenry 1,335 — $630,641
19.5 26717 Elk Garden 1,593 — $131,320

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.