Zip lookup · MD

21640
Henderson, Maryland.

Henderson, Caroline County, MD · Baltimore-Columbia-Towson, MD metro · population 1,163

What it costs per month · 21640 $2,079/mo

to buy the typical home at today's mortgage rate — +$1,108 (+114%) since Jan 2020.

What the home itself did
1 year
Up $8,864 +2%
$387,192$396,056 since Sep 2025
5 years
Up $56,938 +17%
$339,118$396,056 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21640 $2,079 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21640$2,079
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 21640 rose 2.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Caroline County, MD 80% · Queen Annes County, MD 20%

Zillow also publishes an index for the city itself: Henderson, MD — measured over the city limits, which is a different area from this zip.

Typical home value $396,056 as of Sep 2026
+2.3%year on year

Typical home value — 21640

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 21640 $396,056 Baltimore $396,959 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 21640$396,056
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 21636 Goldsboro 1,097 — $333,794
4.7 21607 Barclay 597 — $389,058
5.3 21649 Marydel 1,890 — $313,701
5.7 19964 Marydel 1,418 — $376,088
7.5 21639 Greensboro 4,682 — $310,080
8.1 21623 Church Hill 2,669 — $449,568
8.4 21668 Sudlersville 2,011 — $405,698
8.6 21660 Ridgely 4,132 — $364,804
8.9 19953 Hartly 5,255 — $372,769
10.4 19934 Camden Wyoming 14,061 $2,017 $387,026
11.5 21617 Centreville 10,428 — $529,030
12.0 21657 Queen Anne 1,354 — $465,948
12.5 19943 Felton 13,410 — $391,975
12.6 21628 Crumpton 248 — $325,385
13.1 21651 Millington 2,290 — $349,020
13.4 19979 Viola 619 — $351,792
14.2 19904 Dover 38,818 $1,674 $344,867
14.5 21629 Denton 10,252 — $358,239
14.5 19938 Clayton 9,561 — $426,690
15.1 19952 Harrington 10,908 — $344,683
16.5 21625 Cordova 1,766 — $439,033
16.8 21650 Massey 265 — $381,149
16.9 21620 Chestertown 13,810 — $389,073
17.6 19962 Magnolia 13,770 $2,800 $422,266
17.7 21679 Wye Mills 306 — $660,157
18.6 21635 Galena 2,085 — $419,292
18.7 21645 Kennedyville 959 — $542,033
19.0 21658 Queenstown 3,632 — $648,569
20.0 19901 Dover 37,763 $1,749 $333,137

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.