Zip lookup · NC

27701
Durham, North Carolina.

Durham, Durham County, NC · Durham-Chapel Hill, NC metro · population 24,793

What it costs per month · 27701 $2,160/mo

to buy the typical home at today's mortgage rate — +$1,063 (+97%) since Jan 2020.

What the home itself did
1 year
Down $5,407 -1%
$416,885$411,478 since Sep 2025
5 years
Up $41,527 +11%
$369,951$411,478 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 27701 $2,160 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 27701$2,160
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 27701 fell 1.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 27701 rose 3.6% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 27701 runs $1,202/mo more than renting one. The gap peaked at $1,522 in Nov 2023.

That is $2,873 a month against $1,671 rent: a $2,160 mortgage payment, plus $272 property tax and $441 insurance & upkeep.

Owning vs renting — zip 27701

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,873 Renting $1,671 Mortgage only $2,160
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$2,873
  • Renting$1,671
  • Mortgage only$2,160

Property tax · $272/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Durham County, NC

Insurance & upkeep · $441/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Durham, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,671 as of Sep 2026
+3.6%year on year
Typical home value $411,478 as of Sep 2026
-1.3%year on year

Asking rent — 27701

Against the Durham-Chapel Hill, NC metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2019 2020 2021 2022 2023 2024 2025 2026 27701 $1,671 Durham $1,640 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 27701$1,671
  • Durham$1,640
  • United States$1,932

Typical home value — 27701

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 27701 $411,478 Durham $401,581 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 27701$411,478
  • Durham$401,581
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.4 27707 Durham 51,274 $1,458 $398,492
4.8 27704 Durham 40,102 $1,741 $301,355
4.9 27705 Durham 49,923 $1,536 $458,743
5.8 27703 Durham 63,458 $1,805 $376,573
6.1 27709 Durham — $1,638 —
6.7 27712 Durham 24,299 $2,262 $414,902
8.2 27713 Durham 59,197 $1,544 $409,919
8.4 27514 Chapel Hill 32,951 $1,604 $629,930
9.5 27617 Raleigh 20,237 $1,538 $429,930
10.5 27560 Morrisville 40,792 $1,662 $492,153
11.1 27503 Bahama 5,374 — $472,926
11.3 27509 Butner 7,766 — $267,263
11.6 27613 Raleigh 45,235 $1,373 $580,326
11.9 27510 Carrboro 13,868 $1,564 $419,282
12.2 27278 Hillsborough 27,925 $1,516 $461,888
13.0 27517 Chapel Hill 29,564 $1,669 $662,322
13.2 27519 Cary 69,836 $1,899 $690,357
14.4 27522 Creedmoor 13,083 $1,700 $335,454
14.6 27513 Cary 46,979 $1,629 $552,294
15.0 27612 Raleigh 41,952 $1,478 $563,928
15.3 27516 Chapel Hill 47,358 $2,297 $598,546
15.6 27607 Raleigh 28,438 $1,594 $708,181
15.9 27614 Raleigh 34,226 $1,556 $670,503
16.0 27523 Apex 20,269 $1,878 $727,135
16.3 27615 Raleigh 46,019 $1,501 $533,263
16.8 27581 Stem 3,880 — $313,178
17.3 27572 Rougemont 6,131 — $359,813
17.4 27243 Efland 5,677 — $389,254
17.5 27511 Cary 33,221 $1,915 $491,833
18.3 27609 Raleigh 35,573 $1,381 $546,103

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.