Zip lookup · NC

28098
Lowell, North Carolina.

Lowell, Gaston County, NC · Charlotte-Concord-Gastonia, NC-SC metro · population 3,851

What it costs per month · 28098 $1,408/mo

to buy the typical home at today's mortgage rate — +$814 (+137%) since Jan 2020.

What the home itself did
1 year
Down $1,973 -1%
$270,204$268,231 since Sep 2025
5 years
Up $52,521 +24%
$215,710$268,231 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28098 $1,408 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28098$1,408
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 28098 fell 0.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lowell, NC — measured over the city limits, which is a different area from this zip.

Typical home value $268,231 as of Sep 2026
-0.7%year on year

Typical home value — 28098

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 28098 $268,231 Charlotte $381,392 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 28098$268,231
  • Charlotte$381,392
  • United States$366,157

Within 20 miles

Showing 30 of 39 zips in range — sorting picks from all 39.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.5 28101 McAdenville 898 — $489,395
2.8 28032 Cramerton 2,869 $1,975 $306,361
3.1 28054 Gastonia 41,707 $1,483 $266,983
4.0 28056 Gastonia 36,200 $2,111 $347,147
5.2 28012 Belmont 26,556 $1,779 $418,445
5.9 28120 Mount Holly 25,805 $1,905 $363,265
7.3 28214 Charlotte 43,837 $1,961 $332,587
7.4 28034 Dallas 18,979 $1,928 $281,669
8.3 28052 Gastonia 36,272 $1,385 $210,442
9.0 28164 Stanley 16,874 $1,806 $364,284
9.4 28006 Alexis 1,518 — $337,228
10.9 28278 Charlotte 37,420 $1,875 $496,377
11.1 28208 Charlotte 40,197 $1,587 $293,031
11.2 28016 Bessemer City 13,109 $1,410 $237,252
12.1 28216 Charlotte 57,507 $1,761 $316,033
12.6 28080 Iron Station 7,606 — $418,306
12.7 28217 Charlotte 32,064 $1,617 $319,257
13.2 28273 Charlotte 50,966 $1,609 $363,432
13.4 29710 Clover 40,595 $2,002 $411,589
14.2 28203 Charlotte 18,823 $2,051 $674,790
14.6 28202 Charlotte 17,653 $1,899 $401,859
15.1 28209 Charlotte 24,331 $1,685 $670,879
15.5 28086 Kings Mountain 29,460 $1,701 $247,082
15.6 28206 Charlotte 15,375 $1,573 $321,727
15.8 28204 Charlotte 9,314 $1,671 $574,474
16.0 28078 Huntersville 71,657 $1,938 $535,352
16.2 28207 Charlotte 9,527 $2,411 $1,643,933
16.4 28033 Crouse 3,481 — $298,156
16.7 29708 Fort Mill 43,515 $1,777 $568,830
16.8 28210 Charlotte 47,359 $1,406 $558,454

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.