Zip lookup · NC

28086
Kings Mountain, North Carolina.

Kings Mountain, Cleveland County, NC · Shelby, NC metro · population 29,460

What it costs per month · 28086 $1,297/mo

to buy the typical home at today's mortgage rate — +$724 (+126%) since Jan 2020.

What the home itself did
1 year
Up $2,195 +1%
$244,887$247,082 since Sep 2025
5 years
Up $43,826 +22%
$203,256$247,082 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28086 $1,297 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28086$1,297
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 28086 rose 0.9% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Cleveland County, NC 74% · Gaston County, NC 26%

Zillow also publishes an index for the city itself: Kings Mountain, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,701 as of Sep 2026
Typical home value $247,082 as of Sep 2026
+0.9%year on year

Asking rent — 28086

Against the Shelby, NC metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 28086 $1,701 Shelby $1,165 United States $1,932
$1,200 $1,400 $1,600 $1,800 2026
  • 28086$1,701
  • Shelby$1,165
  • United States$1,932

Typical home value — 28086

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 28086 $247,082 Shelby $210,558 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 28086$247,082
  • Shelby$210,558
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 28016 Bessemer City 13,109 $1,410 $237,252
7.0 28073 Grover 5,890 — $175,869
7.9 28052 Gastonia 36,272 $1,385 $210,442
10.7 29702 Blacksburg 9,770 — $159,390
11.0 28021 Cherryville 13,865 $1,075 $248,403
12.4 28054 Gastonia 41,707 $1,483 $266,983
12.5 28033 Crouse 3,481 — $298,156
12.6 28152 Shelby 26,134 $1,299 $220,663
12.7 29710 Clover 40,595 $2,002 $411,589
13.1 28034 Dallas 18,979 $1,928 $281,669
13.6 28150 Shelby 28,142 $1,017 $201,617
14.0 28056 Gastonia 36,200 $2,111 $347,147
14.6 28042 Fallston 299 — $204,101
15.0 29743 Smyrna 1,826 — $269,509
15.5 28098 Lowell 3,851 — $268,231
16.4 28032 Cramerton 2,869 $1,975 $306,361
16.6 28101 McAdenville 898 — $489,395
16.9 28017 Boiling Springs 663 — $230,482
17.8 28092 Lincolnton 40,350 $1,376 $296,311
18.3 28090 Lawndale 7,268 — $167,637
18.7 28012 Belmont 26,556 $1,779 $418,445
19.3 29745 York 34,909 — $348,874
19.3 28006 Alexis 1,518 — $337,228
19.6 28136 Polkville 66 — $144,580

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.