Zip lookup · NC

28139
Rutherfordton, North Carolina.

Rutherfordton, Rutherford County, NC · Forest City, NC metro · population 20,008

What it costs per month · 28139 $1,273/mo

to buy the typical home at today's mortgage rate — +$698 (+121%) since Jan 2020.

What the home itself did
1 year
Up $3,438 +1%
$239,156$242,594 since Sep 2025
5 years
Up $42,222 +21%
$200,372$242,594 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28139 $1,273 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28139$1,273
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 28139 rose 1.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Rutherford County, NC 87% · Polk County, NC 13%

Zillow also publishes an index for the city itself: Rutherfordton, NC — measured over the city limits, which is a different area from this zip.

Typical home value $242,594 as of Sep 2026
+1.4%year on year

Typical home value — 28139

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 28139 $242,594 Forest City $214,498 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 28139$242,594
  • Forest City$214,498
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 28160 Spindale 3,665 — $152,114
7.6 28043 Forest City 20,930 — $188,711
10.4 28756 Mill Spring 4,706 — $251,251
10.8 28722 Columbus 6,086 — $332,853
11.2 28167 Union Mills 2,253 — $235,652
11.7 28782 Tryon 6,519 — $342,497
12.4 28746 Lake Lure 2,744 $1,688 $437,973
14.3 28040 Ellenboro 6,961 — $185,180
14.9 28018 Bostic 5,034 — $215,907
15.9 29323 Chesnee 15,573 — $289,005
16.2 28114 Mooresboro 7,104 — $155,295
17.3 29322 Campobello 10,931 — $372,539
18.9 28773 Saluda 3,441 — $361,568
19.6 29349 Inman 39,083 $1,575 $303,318
19.7 28017 Boiling Springs 663 — $230,482

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.