28040
Ellenboro, North Carolina.
Ellenboro, Rutherford County, NC · Forest City, NC metro · population 6,961
to buy the typical home at today's mortgage rate — +$517 (+113%) since Jan 2020.
- 1 year
- Up $3,743 +2%
- $181,437$185,180 since Sep 2025
- 5 years
- Up $27,901 +18%
- $157,280$185,180 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28040$972
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 28040 rose 2.1% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Rutherford County, NC 96% · Cleveland County, NC 4%
Zillow also publishes an index for the city itself: Ellenboro, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28040
Mid-tier homes, smoothed and seasonally adjusted.
- 28040$185,180
- Forest City$214,498
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.4 | 28136 | Polkville | 66 | — | $144,580 |
| 7.2 | 28018 | Bostic | 5,034 | — | $215,907 |
| 8.6 | 28043 | Forest City | 20,930 | — | $188,711 |
| 10.0 | 28160 | Spindale | 3,665 | — | $152,114 |
| 10.1 | 28150 | Shelby | 28,142 | $1,017 | $201,617 |
| 10.6 | 28017 | Boiling Springs | 663 | — | $230,482 |
| 10.9 | 28114 | Mooresboro | 7,104 | — | $155,295 |
| 11.1 | 28020 | Casar | 2,240 | — | $145,305 |
| 11.7 | 28090 | Lawndale | 7,268 | — | $167,637 |
| 13.3 | 28152 | Shelby | 26,134 | $1,299 | $220,663 |
| 13.8 | 28042 | Fallston | 299 | — | $204,101 |
| 14.3 | 28139 | Rutherfordton | 20,008 | — | $242,594 |
| 14.5 | 28167 | Union Mills | 2,253 | — | $235,652 |
| 18.7 | 29341 | Gaffney | 20,647 | $980 | $227,134 |
| 19.0 | 28021 | Cherryville | 13,865 | $1,075 | $248,403 |
| 19.9 | 28073 | Grover | 5,890 | — | $175,869 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.