Zip lookup · NC

28160
Spindale, North Carolina.

Spindale, Rutherford County, NC · Forest City, NC metro · population 3,665

What it costs per month · 28160 $798/mo

to buy the typical home at today's mortgage rate — +$478 (+149%) since Jan 2020.

What the home itself did
1 year
Up $4,423 +3%
$147,691$152,114 since Sep 2025
5 years
Up $31,124 +26%
$120,990$152,114 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28160 $798 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28160$798
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 28160 rose 3.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Spindale, NC — measured over the city limits, which is a different area from this zip.

Typical home value $152,114 as of Sep 2026
+3.0%year on year

Typical home value — 28160

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 28160 $152,114 Forest City $214,498 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 28160$152,114
  • Forest City$214,498
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 28139 Rutherfordton 20,008 — $242,594
4.4 28043 Forest City 20,930 — $188,711
10.0 28040 Ellenboro 6,961 — $185,180
10.3 28167 Union Mills 2,253 — $235,652
11.2 28018 Bostic 5,034 — $215,907
13.3 28114 Mooresboro 7,104 — $155,295
14.5 28722 Columbus 6,086 — $332,853
14.7 28756 Mill Spring 4,706 — $251,251
15.5 28746 Lake Lure 2,744 $1,688 $437,973
15.6 28782 Tryon 6,519 — $342,497
16.0 29323 Chesnee 15,573 — $289,005
16.2 28017 Boiling Springs 663 — $230,482
16.3 28136 Polkville 66 — $144,580
19.3 28020 Casar 2,240 — $145,305
19.6 28150 Shelby 28,142 $1,017 $201,617

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.