28531
Harkers Island, North Carolina.
Harkers Island, Carteret County, NC · Morehead City, NC metro · population 1,060
to buy the typical home at today's mortgage rate — +$1,256 (+145%) since Jan 2020.
- 1 year
- Up $27,962 +7%
- $376,210$404,172 since Sep 2025
- 5 years
- Up $118,852 +42%
- $285,320$404,172 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28531$2,121
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 28531 rose 7.4% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Harkers Island, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28531
Mid-tier homes, smoothed and seasonally adjusted.
- 28531$404,172
- Morehead City$469,785
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.8 | 28528 | Gloucester | 407 | — | $342,726 |
| 3.5 | 28553 | Marshallberg | 413 | — | $269,433 |
| 7.9 | 28524 | Davis | 261 | — | $226,900 |
| 7.9 | 28579 | Smyrna | 331 | — | $286,757 |
| 10.6 | 28516 | Beaufort | 11,289 | $1,800 | $416,984 |
| 10.8 | 28557 | Morehead City | 15,253 | $1,858 | $415,185 |
| 12.2 | 28512 | Atlantic Beach | 3,358 | $1,658 | $609,644 |
| 12.6 | 28581 | Stacy | 118 | — | $251,050 |
| 17.2 | 28577 | Sealevel | 318 | — | $184,690 |
| 18.2 | 28511 | Atlantic | 610 | — | $229,360 |
| 18.9 | 28520 | Cedar Island | 101 | — | $287,796 |
| 19.0 | 28570 | Newport | 22,197 | $1,681 | $343,326 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.