28638
Sawmills, North Carolina.
Sawmills, Caldwell County, NC · Hickory-Lenoir-Morganton, NC metro · population 12,363
to buy the typical home at today's mortgage rate — +$740 (+132%) since Jan 2020.
- 1 year
- Up $834 +0%
- $247,374$248,208 since Sep 2025
- 5 years
- Up $51,605 +26%
- $196,603$248,208 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28638$1,303
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 28638 rose 0.3% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Sawmills, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28638
Mid-tier homes, smoothed and seasonally adjusted.
- 28638$248,208
- Hickory$266,722
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.4 | 28630 | Granite Falls | 19,382 | — | $254,837 |
| 9.4 | 28690 | Valdese | 9,196 | — | $245,884 |
| 9.7 | 28601 | Hickory | 53,329 | $1,475 | $303,770 |
| 10.0 | 28645 | Lenoir | 45,997 | $1,364 | $215,085 |
| 12.7 | 28602 | Hickory | 31,113 | $1,572 | $250,116 |
| 12.9 | 28612 | Connelly Springs | 11,290 | — | $236,219 |
| 15.3 | 28681 | Taylorsville | 25,566 | — | $268,606 |
| 16.1 | 28655 | Morganton | 55,100 | $1,444 | $256,270 |
| 16.7 | 28613 | Conover | 23,357 | — | $275,464 |
| 17.1 | 28606 | Boomer | 2,187 | — | $210,512 |
| 18.4 | 28611 | Collettsville | 424 | — | $164,166 |
| 19.4 | 28624 | Ferguson | 1,438 | — | $220,548 |
| 19.5 | 28658 | Newton | 26,336 | $1,348 | $255,911 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.