Zip lookup · NC

28646
Linville, North Carolina.

Linville, Avery County, NC · population 382

What it costs per month · 28646 $7,229/mo

to buy the typical home at today's mortgage rate — +$4,537 (+169%) since Jan 2020.

What the home itself did
1 year
Up $63,971 +5%
$1,313,313$1,377,285 since Sep 2025
5 years
Up $352,673 +34%
$1,024,612$1,377,285 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 2002 2006 2010 2014 2018 2022 2026 28646 $7,229 United States $1,922
$2,500 $5,000 $7,500 2002 2010 2018 2026
  • 28646$7,229
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 28646 rose 4.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Linville, NC — measured over the city limits, which is a different area from this zip.

Typical home value $1,377,285 as of Sep 2026
+4.9%year on year

Typical home value — 28646

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2019 2020 2021 2022 2023 2024 2025 2026 28646 $1,377,285 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2020 2022 2024 2026
  • 28646$1,377,285
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.5 28604 Banner Elk 7,869 — $490,818
6.8 28657 Newland 8,188 — $292,035
7.7 28611 Collettsville 424 — $164,166
8.4 28605 Blowing Rock 3,883 — $775,424
9.9 28622 Elk Park 2,565 — $307,009
12.2 28679 Sugar Grove 2,454 — $405,027
13.9 28692 Vilas 4,367 — $421,023
14.2 28607 Boone 35,679 $2,336 $491,351
16.1 37687 Roan Mountain 4,493 — $247,001
17.5 28777 Spruce Pine 10,178 — $250,658
18.0 28645 Lenoir 45,997 $1,364 $215,085
18.0 28705 Bakersville 6,732 — $224,505
18.8 37640 Butler 3,851 — $306,612
18.9 28698 Zionville 2,320 — $340,247

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.