Zip lookup · FL

32131
East Palatka, Florida.

East Palatka, Putnam County, FL · Palatka, FL metro · population 5,078

What it costs per month · 32131 $1,401/mo

to buy the typical home at today's mortgage rate — +$771 (+122%) since Jan 2020.

What the home itself did
1 year
Up $2,584 +1%
$264,362$266,945 since Sep 2025
5 years
Up $36,264 +16%
$230,681$266,945 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32131 $1,401 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32131$1,401
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 32131 rose 1.0% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Putnam County, FL 94% · Saint Johns County, FL 6%

Zillow also publishes an index for the city itself: East Palatka, FL — measured over the city limits, which is a different area from this zip.

Typical home value $266,945 as of Sep 2026
+1.0%year on year

Typical home value — 32131

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32131 $266,945 Palatka $216,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32131$266,945
  • Palatka$216,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 32187 San Mateo 1,191 — $244,559
8.3 32177 Palatka 25,645 $1,371 $207,709
8.9 32145 Hastings 5,759 — $276,546
10.1 32189 Satsuma 5,593 — $202,850
10.7 32033 Elkton 4,556 — $377,646
12.0 32181 Pomona Park 2,377 — $222,092
15.1 32193 Welaka 1,236 — $262,449
16.8 32086 Saint Augustine 34,855 $1,979 $369,545
17.4 32112 Crescent City 8,214 — $207,193
17.5 32092 Saint Augustine 53,071 $2,267 $470,991
18.7 32140 Florahome 1,479 — $210,952
19.6 32148 Interlachen 12,063 $1,175 $168,411

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.