32140
Florahome, Florida.
Florahome, Clay County, FL · Jacksonville, FL metro · population 1,479
to buy the typical home at today's mortgage rate — +$598 (+117%) since Jan 2020.
- 1 year
- Up $3,018 +1%
- $207,934$210,952 since Sep 2025
- 5 years
- Up $18,599 +10%
- $192,353$210,952 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32140$1,107
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in zip 32140 rose 1.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Putnam County, FL 90% · Clay County, FL 10%
Zillow also publishes an index for the city itself: Florahome, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32140
Mid-tier homes, smoothed and seasonally adjusted.
- 32140$210,952
- Jacksonville$350,574
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.9 | 32656 | Keystone Heights | 15,836 | $1,624 | $286,140 |
| 8.2 | 32666 | Melrose | 6,662 | — | $310,627 |
| 10.7 | 32177 | Palatka | 25,645 | $1,371 | $207,709 |
| 11.2 | 32148 | Interlachen | 12,063 | $1,175 | $168,411 |
| 13.6 | 32043 | Green Cove Springs | 34,562 | $2,220 | $344,671 |
| 14.7 | 32631 | Earleton | 343 | — | $365,256 |
| 17.5 | 32694 | Waldo | 2,286 | — | $214,709 |
| 18.7 | 32131 | East Palatka | 5,078 | — | $266,945 |
| 18.7 | 32640 | Hawthorne | 10,623 | — | $225,835 |
| 19.0 | 32091 | Starke | 14,719 | — | $236,400 |
| 19.1 | 32044 | Hampton | 2,594 | — | $266,181 |
| 19.6 | 32189 | Satsuma | 5,593 | — | $202,850 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.