Zip lookup · FL

32187
San Mateo, Florida.

San Mateo, Putnam County, FL · Palatka, FL metro · population 1,191

What it costs per month · 32187 $1,284/mo

to buy the typical home at today's mortgage rate — +$638 (+99%) since Jan 2020.

What the home itself did
1 year
Up $8,148 +3%
$236,412$244,559 since Sep 2025
5 years
Down $1,570 -1%
$246,129$244,559 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32187 $1,284 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32187$1,284
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 32187 rose 3.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: San Mateo, FL — measured over the city limits, which is a different area from this zip.

Typical home value $244,559 as of Sep 2026
+3.4%year on year

Typical home value — 32187

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32187 $244,559 Palatka $216,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32187$244,559
  • Palatka$216,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 32181 Pomona Park 2,377 — $222,092
6.0 32189 Satsuma 5,593 — $202,850
6.9 32131 East Palatka 5,078 — $266,945
9.7 32193 Welaka 1,236 — $262,449
10.5 32112 Crescent City 8,214 — $207,193
10.6 32145 Hastings 5,759 — $276,546
11.9 32177 Palatka 25,645 $1,371 $207,709
14.4 32139 Georgetown 981 — $224,579
14.8 32110 Bunnell 10,018 $1,483 $284,770
16.0 32033 Elkton 4,556 — $377,646
17.4 32190 Seville 1,488 — $244,288
19.5 32086 Saint Augustine 34,855 $1,979 $369,545
19.8 32148 Interlachen 12,063 $1,175 $168,411
19.8 32137 Palm Coast 48,391 $1,962 $386,061

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.