32431
Chipley, Florida.
Chipley, Jackson County, FL · population 4,683
to buy the typical home at today's mortgage rate — +$547 (+127%) since Jan 2020.
- 1 year
- Up $1,162 +1%
- $184,911$186,073 since Sep 2025
- 5 years
- Up $24,736 +15%
- $161,337$186,073 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32431$977
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in zip 32431 rose 0.6% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Jackson County, FL 83% · Washington County, FL 17%
Zillow also publishes an index for the city itself: Chipley, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32431
Mid-tier homes, smoothed and seasonally adjusted.
- 32431$186,073
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.5 | 32420 | Alford | 2,159 | — | $203,170 |
| 11.4 | 32446 | Marianna | 10,910 | — | $218,593 |
| 11.5 | 32426 | Campbellton | 720 | — | $125,561 |
| 11.5 | 32440 | Graceville | 8,253 | — | $169,672 |
| 14.2 | 32448 | Marianna | 8,549 | — | $166,060 |
| 15.1 | 32428 | Chipley | 17,950 | — | $227,875 |
| 18.0 | 32445 | Malone | 2,450 | — | $131,649 |
| 18.2 | 32443 | Greenwood | 2,879 | — | $158,793 |
| 18.9 | 32438 | Fountain | 4,815 | — | $161,598 |
| 19.1 | 36320 | Cottonwood | 3,151 | — | $162,405 |
| 19.1 | 32425 | Bonifay | 13,942 | — | $181,993 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.