32438
Fountain, Florida.
Fountain, Bay County, FL · Panama City, FL metro · population 4,815
to buy the typical home at today's mortgage rate — +$475 (+128%) since Jan 2020.
- 1 year
- Up $5,586 +4%
- $156,012$161,598 since Sep 2025
- 5 years
- Up $21,379 +15%
- $140,219$161,598 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32438$848
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in zip 32438 rose 3.6% over the past year — faster than the nation's +1.2%.
This zip spans 4 counties: Bay County, FL 77% · Calhoun County, FL 17% · Jackson County, FL 5% · Washington County, FL 1%
Zillow also publishes an index for the city itself: Fountain, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32438
Mid-tier homes, smoothed and seasonally adjusted.
- 32438$161,598
- Panama City$342,980
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.8 | 32420 | Alford | 2,159 | — | $203,170 |
| 9.2 | 32466 | Youngstown | 5,916 | — | $267,471 |
| 11.7 | 32428 | Chipley | 17,950 | — | $227,875 |
| 13.1 | 32430 | Clarksville | 815 | — | $199,277 |
| 13.4 | 32421 | Altha | 4,035 | — | $182,751 |
| 16.0 | 32448 | Marianna | 8,549 | — | $166,060 |
| 18.9 | 32431 | Cottondale | 4,683 | — | $186,073 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.