Zip lookup · FL

32804
Orlando, Florida.

Orlando, Orange County, FL · Orlando-Kissimmee-Sanford, FL metro · population 21,720

What it costs per month · 32804 $2,651/mo

to buy the typical home at today's mortgage rate — +$1,313 (+98%) since Jan 2020.

What the home itself did
1 year
Up $8,475 +2%
$496,654$505,129 since Sep 2025
5 years
Up $89,582 +22%
$415,548$505,129 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 32804 $2,651 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 32804$2,651
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 32804 rose 1.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 32804 rose 0.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 32804 runs $1,466/mo more than renting one. The gap peaked at $1,686 in Oct 2023.

That is $3,512 a month against $2,046 rent: a $2,651 mortgage payment, plus $320 property tax and $541 insurance & upkeep.

Owning vs renting — zip 32804

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 Owning all in $3,512 Renting $2,046 Mortgage only $2,651
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • Owning all in$3,512
  • Renting$2,046
  • Mortgage only$2,651

Property tax · $320/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL

Insurance & upkeep · $541/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Orlando, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,046 as of Sep 2026
+0.7%year on year
Typical home value $505,129 as of Sep 2026
+1.7%year on year

Asking rent — 32804

Against the Orlando-Kissimmee-Sanford, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 32804 $2,046 Orlando $1,929 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 32804$2,046
  • Orlando$1,929
  • United States$1,932

Typical home value — 32804

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 32804 $505,129 Orlando $383,302 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 32804$505,129
  • Orlando$383,302
  • United States$366,157

Within 20 miles

Showing 30 of 56 zips in range — sorting picks from all 56.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.8 32808 Orlando 60,203 $1,710 $257,851
2.8 32801 Orlando 17,046 $1,924 $344,715
3.2 32789 Winter Park 27,788 $2,252 $817,354
3.3 32803 Orlando 22,152 $2,048 $472,138
3.3 32805 Orlando 19,294 $1,462 $245,826
3.6 32810 Orlando 36,927 $1,750 $308,600
4.2 32751 Maitland 22,103 $2,093 $460,560
4.3 32814 Orlando 9,286 $2,617 $773,911
5.0 32806 Orlando 26,096 $1,737 $437,245
5.1 32811 Orlando 41,475 $1,525 $189,339
5.5 32818 Orlando 59,114 $1,655 $338,242
6.0 32714 Altamonte Springs 37,905 $1,534 $297,198
6.1 32807 Orlando 34,456 $1,692 $317,932
6.1 32839 Orlando 53,242 $1,616 $231,977
6.2 32730 Casselberry 6,091 $1,459 $318,612
6.3 32701 Altamonte Springs 24,592 $1,716 $274,608
6.4 32792 Winter Park 52,976 $1,679 $394,707
6.5 32835 Orlando 49,205 $1,713 $309,056
7.6 32812 Orlando 34,686 $1,641 $386,668
7.8 32707 Casselberry 39,493 $1,894 $346,955
7.9 32809 Orlando 29,237 $1,718 $312,850
8.0 34734 Gotha 3,940 — $503,828
8.3 34761 Ocoee 47,327 $2,151 $410,953
8.8 32822 Orlando 67,081 $1,653 $258,437
9.3 32703 Apopka 59,269 $1,897 $356,449
9.3 32817 Orlando 37,014 $2,127 $394,965
9.5 32750 Longwood 26,164 $2,010 $397,340
9.5 32819 Orlando 30,213 $2,159 $495,506
9.7 32779 Longwood 28,924 $1,847 $539,789
9.8 32825 Orlando 63,698 $2,002 $386,249

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.