Zip lookup · FL

33844
Haines City, Florida.

Haines City, Polk County, FL · Lakeland-Winter Haven, FL metro · population 51,255

What it costs per month · 33844 $1,534/mo

to buy the typical home at today's mortgage rate — +$789 (+106%) since Jan 2020.

What the home itself did
1 year
Down $9,420 -3%
$301,766$292,346 since Sep 2025
5 years
Up $35,046 +14%
$257,299$292,346 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33844 $1,534 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33844$1,534
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in zip 33844 fell 3.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33844 rose 3.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 33844 runs $55/mo less than renting one. The gap peaked at $395 in Oct 2023.

That is $2,024 a month against $2,079 rent: a $1,534 mortgage payment, plus $177 property tax and $313 insurance & upkeep.

Owning vs renting — zip 33844

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,024 Renting $2,079 Mortgage only $1,534
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,024
  • Renting$2,079
  • Mortgage only$1,534

Property tax · $177/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Polk County, FL

Insurance & upkeep · $313/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Haines City, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,079 as of Sep 2026
+3.5%year on year
Typical home value $292,346 as of Sep 2026
-3.1%year on year

Asking rent — 33844

Against the Lakeland-Winter Haven, FL metro and the national benchmark.

$1,600 $1,800 $2,000 2022 2023 2024 2025 2026 33844 $2,079 Lakeland $1,814 United States $1,932
$1,600 $1,800 $2,000 2022 2024 2026
  • 33844$2,079
  • Lakeland$1,814
  • United States$1,932

Typical home value — 33844

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 33844 $292,346 Lakeland $295,502 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 33844$292,346
  • Lakeland$295,502
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.8 33851 Lake Hamilton 1,212 — $309,006
4.9 33838 Dundee 5,688 — $263,897
7.2 33837 Davenport 47,389 $2,049 $335,349
7.3 33881 Winter Haven 40,808 $1,756 $262,602
9.1 33850 Lake Alfred 9,757 $2,110 $305,936
9.1 34759 Kissimmee 44,568 $1,907 $276,266
9.3 33884 Winter Haven 37,561 $1,826 $295,079
9.5 34758 Kissimmee 46,768 $1,966 $306,843
11.1 33896 Davenport 26,731 $1,793 $352,098
12.7 33839 Eagle Lake 4,561 $2,000 $283,561
12.8 33853 Lake Wales 12,674 $1,512 $219,472
13.2 33880 Winter Haven 43,371 $1,477 $250,810
13.7 33823 Auburndale 41,779 $1,740 $303,989
13.9 34746 Kissimmee 60,595 $2,112 $357,259
14.0 33848 Intercession City 638 — $206,651
14.2 33859 Lake Wales 11,824 $1,722 $270,837
15.0 33897 Davenport 30,159 $2,120 $341,209
15.5 34747 Kissimmee 30,859 $1,955 $399,304
18.1 34741 Kissimmee 58,716 $1,765 $283,527
19.0 33801 Lakeland 35,394 $1,459 $231,486
19.2 33854 Lakeshore 781 — $88,117
19.3 33827 Babson Park 2,431 — $302,194
19.4 33830 Bartow 33,740 $1,818 $274,934
19.9 33868 Polk City 13,827 — $247,705
19.9 33805 Lakeland 28,751 $1,484 $229,319
19.9 34772 Saint Cloud 35,390 $2,276 $393,755

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.