Zip lookup · FL

34202
Lakewood Ranch, Florida.

Lakewood Ranch, Manatee County, FL · North Port-Sarasota-Bradenton, FL metro · population 27,197

What it costs per month · 34202 $3,472/mo

to buy the typical home at today's mortgage rate — +$1,880 (+118%) since Jan 2020.

What the home itself did
1 year
Down $15,804 -2%
$677,219$661,416 since Sep 2025
5 years
Up $80,794 +14%
$580,622$661,416 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 34202 $3,472 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 34202$3,472
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in zip 34202 fell 2.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 34202 rose 0.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 34202 runs $2,280/mo more than renting one. The gap peaked at $3,189 in Oct 2023.

That is $4,609 a month against $2,329 rent: a $3,472 mortgage payment, plus $429 property tax and $708 insurance & upkeep.

Owning vs renting — zip 34202

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2022 2023 2024 2025 2026 Owning all in $4,609 Renting $2,329 Mortgage only $3,472
$2,000 $3,000 $4,000 $5,000 2022 2024 2026
  • Owning all in$4,609
  • Renting$2,329
  • Mortgage only$3,472

Property tax · $429/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Manatee County, FL

Insurance & upkeep · $708/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Lakewood Ranch, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,329 as of Sep 2026
+0.2%year on year
Typical home value $661,416 as of Sep 2026
-2.3%year on year

Asking rent — 34202

Against the North Port-Sarasota-Bradenton, FL metro and the national benchmark.

$1,750 $2,000 $2,250 2022 2023 2024 2025 2026 34202 $2,329 North Port $2,106 United States $1,932
$1,750 $2,000 $2,250 2022 2024 2026
  • 34202$2,329
  • North Port$2,106
  • United States$1,932

Typical home value — 34202

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 34202 $661,416 North Port $403,540 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 34202$661,416
  • North Port$403,540
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.1 34211 Bradenton 24,980 $2,350 $550,780
4.6 34201 Bradenton 3,733 — $616,481
5.1 34240 Sarasota 18,774 $2,274 $749,080
5.9 34235 Sarasota 15,146 $2,091 $312,385
6.2 34212 Bradenton 25,536 $1,960 $520,703
7.4 34232 Sarasota 34,013 $2,038 $356,558
7.5 34203 Bradenton 40,618 $2,340 $369,278
8.3 34243 Sarasota 32,773 $2,164 $394,831
8.9 34237 Sarasota 17,367 $1,979 $280,220
9.3 34208 Bradenton 44,004 $1,826 $320,189
9.9 34233 Sarasota 19,123 $2,248 $362,767
10.4 34239 Sarasota 14,635 $2,323 $496,379
10.4 34234 Sarasota 22,986 $1,924 $277,958
11.0 34241 Sarasota 16,408 $2,661 $585,039
11.3 34222 Ellenton 14,819 $2,117 $375,324
11.5 34236 Sarasota 14,446 $2,817 $1,011,284
11.7 34207 Bradenton 34,081 $1,508 $205,234
12.3 34231 Sarasota 32,404 $2,129 $365,220
12.9 34205 Bradenton 31,946 $1,606 $263,156
13.1 34238 Sarasota 23,821 $2,078 $496,664
13.5 34242 Sarasota 7,529 $6,661 $844,567
13.7 34251 Myakka City 5,956 — $662,395
14.4 34219 Parrish 33,296 $2,651 $414,556
14.8 34210 Bradenton 17,682 $1,663 $272,792
14.9 34228 Longboat Key 7,539 $8,450 $951,441
15.0 34221 Palmetto 56,208 $2,155 $352,330
15.9 34229 Osprey 7,495 $2,568 $662,509
16.5 34209 Bradenton 33,224 $2,195 $388,782
16.6 34250 Terra Ceia 617 — $750,672
17.7 34275 Nokomis 22,436 $2,079 $501,628

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.