Zip lookup · FL

34221
Palmetto, Florida.

Palmetto, Manatee County, FL · North Port-Sarasota-Bradenton, FL metro · population 56,208

What it costs per month · 34221 $1,849/mo

to buy the typical home at today's mortgage rate — +$928 (+101%) since Jan 2020.

What the home itself did
1 year
Down $9,711 -3%
$362,042$352,330 since Sep 2025
5 years
Up $30,736 +10%
$321,594$352,330 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 34221 $1,849 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 34221$1,849
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 38 years.

Typical home values in zip 34221 fell 2.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 34221 fell 1.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 34221 runs $300/mo more than renting one. The gap peaked at $787 in Oct 2023.

That is $2,455 a month against $2,155 rent: a $1,849 mortgage payment, plus $229 property tax and $377 insurance & upkeep.

Owning vs renting — zip 34221

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $2,455 Renting $2,155 Mortgage only $1,849
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$2,455
  • Renting$2,155
  • Mortgage only$1,849

Property tax · $229/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Manatee County, FL

Insurance & upkeep · $377/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Palmetto, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,155 as of Sep 2026
-1.9%year on year
Typical home value $352,330 as of Sep 2026
-2.7%year on year

Asking rent — 34221

Against the North Port-Sarasota-Bradenton, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 34221 $2,155 North Port $2,106 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 34221$2,155
  • North Port$2,106
  • United States$1,932

Typical home value — 34221

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 34221 $352,330 North Port $403,540 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 34221$352,330
  • North Port$403,540
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.9 34250 Terra Ceia 617 — $750,672
3.7 34222 Ellenton 14,819 $2,117 $375,324
6.5 34208 Bradenton 44,004 $1,826 $320,189
6.9 34205 Bradenton 31,946 $1,606 $263,156
8.4 34209 Bradenton 33,224 $2,195 $388,782
9.5 33570 Ruskin 33,319 $2,221 $310,228
9.5 34203 Bradenton 40,618 $2,340 $369,278
9.9 34207 Bradenton 34,081 $1,508 $205,234
10.2 34212 Bradenton 25,536 $1,960 $520,703
11.0 34210 Bradenton 17,682 $1,663 $272,792
11.2 34215 Cortez 707 — $790,625
11.6 34217 Bradenton Beach 3,676 — $875,660
12.1 34243 Sarasota 32,773 $2,164 $394,831
12.1 34216 Anna Maria 874 — $1,918,808
12.5 33715 Saint Petersburg 8,032 $3,600 $466,296
12.5 33705 Saint Petersburg 27,939 $2,303 $329,435
12.9 34201 Bradenton 3,733 — $616,481
13.3 33712 Saint Petersburg 27,142 $1,893 $319,815
13.5 34211 Bradenton 24,980 $2,350 $550,780
14.0 34228 Longboat Key 7,539 $8,450 $951,441
14.3 33711 Saint Petersburg 20,013 $2,162 $273,719
14.4 34234 Sarasota 22,986 $1,924 $277,958
14.5 33701 Saint Petersburg 18,823 $2,553 $746,037
15.0 34202 Bradenton 27,197 $2,329 $661,416
15.0 33573 Sun City Center 35,362 $2,151 $268,955
15.1 34235 Sarasota 15,146 $2,091 $312,385
15.7 33572 Apollo Beach 26,495 $2,222 $440,724
16.1 33704 Saint Petersburg 16,232 $2,185 $736,501
16.2 33707 Saint Petersburg 24,324 $2,267 $360,497
16.7 34237 Sarasota 17,367 $1,979 $280,220

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.