34681
Palm Harbor, Florida.
Palm Harbor, Pinellas County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 1,284
to buy the typical home at today's mortgage rate — +$1,749 (+110%) since Jan 2020.
- 1 year
- Down $13,262 -2%
- $649,571$636,309 since Sep 2025
- 5 years
- Up $57,765 +10%
- $578,544$636,309 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 34681$3,340
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in zip 34681 fell 2.0% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Palm Harbor, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 34681
Mid-tier homes, smoothed and seasonally adjusted.
- 34681$636,309
- Tampa$356,843
- United States$366,157
Within 20 miles
Showing 30 of 56 zips in range — sorting picks from all 56.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.1 | 34683 | Palm Harbor | 33,911 | $1,946 | $461,597 |
| 3.1 | 34684 | Palm Harbor | 27,029 | $1,869 | $320,251 |
| 4.0 | 34698 | Dunedin | 38,171 | $2,067 | $412,638 |
| 4.3 | 34689 | Tarpon Springs | 27,324 | $1,973 | $363,690 |
| 5.2 | 33761 | Clearwater | 18,290 | $1,984 | $311,367 |
| 5.5 | 34685 | Palm Harbor | 18,132 | $2,029 | $476,159 |
| 6.4 | 33763 | Clearwater | 21,146 | $1,872 | $195,496 |
| 6.8 | 34677 | Oldsmar | 22,762 | $2,015 | $358,139 |
| 6.8 | 34688 | Tarpon Springs | 8,522 | $2,650 | $569,254 |
| 7.0 | 34691 | Holiday | 21,232 | $1,707 | $219,865 |
| 7.5 | 34695 | Safety Harbor | 18,098 | $2,343 | $497,107 |
| 7.7 | 33755 | Clearwater | 27,476 | $1,993 | $337,553 |
| 7.7 | 34690 | Holiday | 12,498 | $1,746 | $215,241 |
| 8.3 | 33765 | Clearwater | 13,808 | $1,742 | $349,319 |
| 8.5 | 33759 | Clearwater | 17,557 | $1,996 | $344,436 |
| 8.7 | 33767 | Clearwater Beach | 8,081 | $3,945 | $698,675 |
| 10.1 | 33626 | Tampa | 30,575 | $2,202 | $565,388 |
| 10.1 | 33756 | Clearwater | 32,201 | $1,832 | $356,473 |
| 10.4 | 34652 | New Port Richey | 27,444 | $1,687 | $214,583 |
| 10.7 | 33635 | Tampa | 19,134 | $1,971 | $438,609 |
| 10.8 | 33764 | Clearwater | 27,311 | $2,034 | $368,357 |
| 11.3 | 34655 | New Port Richey | 49,964 | $1,917 | $376,676 |
| 11.7 | 34653 | New Port Richey | 35,945 | $1,596 | $249,426 |
| 12.0 | 33786 | Belleair Beach | 1,582 | — | $896,427 |
| 12.2 | 33770 | Largo | 25,368 | $1,761 | $374,040 |
| 12.6 | 33556 | Odessa | 35,755 | $1,960 | $663,413 |
| 12.8 | 33771 | Largo | 27,596 | $1,614 | $252,528 |
| 13.3 | 33615 | Tampa | 47,245 | $1,590 | $366,074 |
| 13.4 | 33760 | Clearwater | 20,501 | $1,489 | $251,187 |
| 13.4 | 33625 | Tampa | 29,967 | $2,080 | $424,731 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.