Zip lookup · TN

38471
Lutts, Tennessee.

Lutts, Wayne County, TN · population 319

What it costs per month · 38471 $1,062/mo

to buy the typical home at today's mortgage rate — +$384 (+57%) since Feb 2022.

What the home itself did
1 year
Up $11,855 +6%
$190,524$202,379 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38471 $1,062 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38471$1,062
  • United States$1,922

Typical home values in zip 38471 rose 6.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lutts, TN — measured over the city limits, which is a different area from this zip.

Typical home value $202,379 as of Sep 2026
+6.2%year on year

Typical home value — 38471

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 38471 $202,379 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • 38471$202,379
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.3 38452 Cypress Inn 1,294 — $237,970
10.1 38450 Collinwood 2,611 — $151,962
10.4 35677 Waterloo 2,046 — $191,266
14.0 38372 Savannah 17,873 — $196,198
14.0 38475 Olivehill 873 — $162,391
15.6 35633 Florence 20,813 — $238,989
15.6 38463 Iron City 2,644 — $203,188
19.5 38485 Waynesboro 6,165 — $172,779

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.