Zip lookup · TN

38548
Buffalo Valley, Tennessee.

Buffalo Valley, Putnam County, TN · Cookeville, TN metro · population 1,154

What it costs per month · 38548 $1,505/mo

to buy the typical home at today's mortgage rate — +$581 (+63%) since Feb 2022.

What the home itself did
1 year
Up $33,910 +13%
$252,805$286,715 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38548 $1,505 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38548$1,505
  • United States$1,922

Typical home values in zip 38548 rose 13.4% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Putnam County, TN 64% · Smith County, TN 33% · Dekalb County, TN 3%

Zillow also publishes an index for the city itself: Buffalo Valley, TN — measured over the city limits, which is a different area from this zip.

Typical home value $286,715 as of Sep 2026
+13.4%year on year

Typical home value — 38548

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2022 2023 2024 2025 2026 38548 $286,715 Cookeville $290,625 United States $366,157
$250,000 $300,000 $350,000 2022 2024 2026
  • 38548$286,715
  • Cookeville$290,625
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 38552 Chestnut Mound 472 — $269,510
5.7 38569 Lancaster 390 — $434,684
5.8 38582 Silver Point 1,729 — $362,583
6.2 38560 Elmwood 1,432 — $296,873
7.2 38564 Granville 501 — $240,024
7.4 38567 Hickman 1,065 — $315,646
8.2 38544 Baxter 8,175 — $295,350
8.4 38545 Bloomington Springs 1,575 — $246,027
11.3 37030 Carthage 8,183 — $278,003
12.2 38547 Brush Creek 2,088 — $338,335
12.5 38563 Gordonsville 1,826 — $311,900
13.8 37012 Alexandria 2,118 — $289,870
14.4 37059 Dowelltown 1,590 — $260,398
14.4 38562 Gainesboro 6,493 — $204,531
14.6 38501 Cookeville 42,471 $1,403 $299,092
15.9 37145 Pleasant Shade 2,442 — $252,767
16.1 37095 Liberty 1,697 — $282,740
17.1 37151 Riddleton 457 — $302,726
17.1 37166 Smithville 15,731 — $284,712
19.5 38506 Cookeville 30,100 $1,827 $337,331

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.