38562
Gainesboro, Tennessee.
Gainesboro, Jackson County, TN · Cookeville, TN metro · population 6,493
to buy the typical home at today's mortgage rate — +$620 (+137%) since Jan 2020.
- 1 year
- Up $2,253 +1%
- $202,278$204,531 since Sep 2025
- 5 years
- Up $43,706 +27%
- $160,825$204,531 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38562$1,074
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 38562 rose 1.1% over the past year — in step with the nation.
Zillow also publishes an index for the city itself: Gainesboro, TN — measured over the city limits, which is a different area from this zip.
Typical home value — 38562
Mid-tier homes, smoothed and seasonally adjusted.
- 38562$204,531
- Cookeville$290,625
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.6 | 38564 | Granville | 501 | — | $240,024 |
| 7.9 | 38588 | Whitleyville | 1,025 | — | $217,394 |
| 8.3 | 38545 | Bloomington Springs | 1,575 | — | $246,027 |
| 10.9 | 38501 | Cookeville | 42,471 | $1,403 | $299,092 |
| 12.1 | 38568 | Hilham | 2,243 | — | $241,535 |
| 12.6 | 38552 | Chestnut Mound | 472 | — | $269,510 |
| 14.2 | 37145 | Pleasant Shade | 2,442 | — | $252,767 |
| 14.3 | 38560 | Elmwood | 1,432 | — | $296,873 |
| 14.3 | 38575 | Moss | 865 | — | $211,974 |
| 14.4 | 38548 | Buffalo Valley | 1,154 | — | $286,715 |
| 15.7 | 37150 | Red Boiling Springs | 4,476 | — | $196,093 |
| 16.3 | 38544 | Baxter | 8,175 | — | $295,350 |
| 16.8 | 38506 | Cookeville | 30,100 | $1,827 | $337,331 |
| 17.1 | 37030 | Carthage | 8,183 | — | $278,003 |
| 17.2 | 38551 | Celina | 4,477 | — | $201,419 |
| 18.5 | 38582 | Silver Point | 1,729 | — | $362,583 |
| 19.0 | 38570 | Livingston | 10,255 | — | $233,203 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.