Zip lookup · TN

38569
Lancaster, Tennessee.

Lancaster, Dekalb County, TN · Nashville-Davidson--Murfreesboro--Franklin, TN metro · population 390

What it costs per month · 38569 $2,282/mo

to buy the typical home at today's mortgage rate — +$1,375 (+152%) since Jan 2020.

What the home itself did
1 year
Up $9,787 +2%
$424,897$434,684 since Sep 2025
5 years
Up $80,977 +23%
$353,707$434,684 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38569 $2,282 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38569$2,282
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 38569 rose 2.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Smith County, TN 53% · Dekalb County, TN 47%

Zillow also publishes an index for the city itself: Lancaster, TN — measured over the city limits, which is a different area from this zip.

Typical home value $434,684 as of Sep 2026
+2.3%year on year

Typical home value — 38569

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 38569 $434,684 Nashville $448,896 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 38569$434,684
  • Nashville$448,896
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 38567 Hickman 1,065 — $315,646
5.7 38548 Buffalo Valley 1,154 — $286,715
5.8 38582 Silver Point 1,729 — $362,583
7.8 38552 Chestnut Mound 472 — $269,510
8.7 38560 Elmwood 1,432 — $296,873
8.7 37012 Alexandria 2,118 — $289,870
8.9 38547 Brush Creek 2,088 — $338,335
9.0 37059 Dowelltown 1,590 — $260,398
10.4 37095 Liberty 1,697 — $282,740
10.7 38563 Gordonsville 1,826 — $311,900
10.8 38544 Baxter 8,175 — $295,350
12.5 37030 Carthage 8,183 — $278,003
12.6 38564 Granville 501 — $240,024
13.3 37166 Smithville 15,731 — $284,712
13.9 38545 Bloomington Springs 1,575 — $246,027
16.2 37184 Watertown 7,289 — $424,314
17.5 37016 Auburntown 900 — $409,473
17.6 37151 Riddleton 457 — $302,726
19.1 37145 Pleasant Shade 2,442 — $252,767
19.5 38501 Cookeville 42,471 $1,403 $299,092

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.