38582
Silver Point, Tennessee.
Silver Point, Putnam County, TN · Cookeville, TN metro · population 1,729
to buy the typical home at today's mortgage rate — +$1,045 (+122%) since Jan 2020.
- 1 year
- Up $23,649 +7%
- $338,934$362,583 since Sep 2025
- 5 years
- Up $73,872 +26%
- $288,711$362,583 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38582$1,903
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 38582 rose 7.0% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Putnam County, TN 53% · Dekalb County, TN 47%
Zillow also publishes an index for the city itself: Silver Point, TN — measured over the city limits, which is a different area from this zip.
Typical home value — 38582
Mid-tier homes, smoothed and seasonally adjusted.
- 38582$362,583
- Cookeville$290,625
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.3 | 38544 | Baxter | 8,175 | — | $295,350 |
| 5.8 | 38548 | Buffalo Valley | 1,154 | — | $286,715 |
| 5.8 | 38569 | Lancaster | 390 | — | $434,684 |
| 9.1 | 38552 | Chestnut Mound | 472 | — | $269,510 |
| 9.4 | 38567 | Hickman | 1,065 | — | $315,646 |
| 10.8 | 38545 | Bloomington Springs | 1,575 | — | $246,027 |
| 11.4 | 37059 | Dowelltown | 1,590 | — | $260,398 |
| 11.7 | 38560 | Elmwood | 1,432 | — | $296,873 |
| 11.9 | 37166 | Smithville | 15,731 | — | $284,712 |
| 12.2 | 38564 | Granville | 501 | — | $240,024 |
| 13.8 | 37095 | Liberty | 1,697 | — | $282,740 |
| 14.2 | 37012 | Alexandria | 2,118 | — | $289,870 |
| 14.7 | 38547 | Brush Creek | 2,088 | — | $338,335 |
| 15.1 | 38501 | Cookeville | 42,471 | $1,403 | $299,092 |
| 16.2 | 38563 | Gordonsville | 1,826 | — | $311,900 |
| 16.5 | 37030 | Carthage | 8,183 | — | $278,003 |
| 17.4 | 38587 | Walling | 1,446 | — | $280,749 |
| 18.4 | 38506 | Cookeville | 30,100 | $1,827 | $337,331 |
| 18.5 | 38562 | Gainesboro | 6,493 | — | $204,531 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.