Zip lookup · KY

40144
Hardinsburg, Kentucky.

Hardinsburg, Breckinridge County, KY · population 1,930

What it costs per month · 40144 $961/mo

to buy the typical home at today's mortgage rate — +$552 (+135%) since Jan 2020.

What the home itself did
1 year
Down $447 -0%
$183,454$183,007 since Sep 2025
5 years
Up $41,734 +30%
$141,274$183,007 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40144 $961 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40144$961
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 40144 fell 0.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Hardinsburg, KY — measured over the city limits, which is a different area from this zip.

Typical home value $183,007 as of Sep 2026
-0.2%year on year

Typical home value — 40144

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40144 $183,007 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40144$183,007
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.5 40140 Garfield 866 — $199,697
6.8 40146 Irvington 3,650 — $168,022
7.2 40178 Westview 522 — $166,901
7.2 40143 Hardinsburg 5,756 — $186,875
8.3 40115 Custer 1,012 — $204,795
8.4 40145 Hudson 1,175 — $158,838
10.6 40152 McDaniels 728 — $184,680
11.5 40176 Webster 898 — $240,694
12.8 40142 Guston 2,253 — $283,747
13.8 40111 Cloverport 1,903 — $116,897
14.0 40119 Falls Of Rough 1,976 — $140,033
14.5 40171 Union Star 272 — $182,799
15.6 40170 Stephensport 396 — $122,055
16.4 40175 Vine Grove 15,718 $1,697 $259,788
16.8 40117 Ekron 2,050 — $269,136
17.8 42732 Eastview 1,541 — $178,724
18.1 42724 Cecilia 5,345 — $229,366
18.1 40157 Payneville 854 — $271,926
18.2 42712 Big Clifty 1,714 — $166,399
18.2 40162 Rineyville 6,180 — $284,556
18.5 40108 Brandenburg 12,821 — $292,019
19.5 42343 Fordsville 1,267 — $139,740
19.7 42754 Leitchfield 16,918 — $164,685
19.9 47520 Cannelton 2,933 — $161,326

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.