Zip lookup · KY

40170
Payneville, Kentucky.

Payneville, Breckinridge County, KY · population 396

What it costs per month · 40170 $641/mo

to buy the typical home at today's mortgage rate — +$259 (+68%) since Jan 2020.

What the home itself did
1 year
Down $22,675 -16%
$144,730$122,055 since Sep 2025
5 years
Down $14,251 -10%
$136,306$122,055 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40170 $641 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40170$641
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40170 fell 15.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Payneville, KY — measured over the city limits, which is a different area from this zip.

Typical home value $122,055 as of Sep 2026
-15.7%year on year

Typical home value — 40170

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40170 $122,055 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40170$122,055
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 40171 Union Star 272 — $182,799
5.4 47525 Derby 235 — $230,389
5.5 47520 Cannelton 2,933 — $161,326
7.6 40157 Payneville 854 — $271,926
8.6 40176 Webster 898 — $240,694
11.4 47551 Leopold 607 — $227,722
11.8 47586 Tell City 10,826 $1,040 $185,107
12.1 40104 Battletown 1,143 — $253,596
12.4 40143 Hardinsburg 5,756 — $186,875
12.6 40146 Irvington 3,650 — $168,022
13.8 47514 Branchville 1,377 — $254,415
14.7 40111 Cloverport 1,903 — $116,897
15.6 40144 Harned 1,930 — $183,007
16.4 40142 Guston 2,253 — $283,747
16.4 47576 Saint Croix 672 — $232,072
16.8 47137 Leavenworth 1,532 — $173,730
17.0 47588 Troy 921 — $177,021
17.1 47142 Mauckport 653 — $241,347
17.3 42348 Hawesville 4,713 — $210,856
17.9 40108 Brandenburg 12,821 — $292,019
18.1 47110 Central 481 — $204,210
18.5 47515 Bristow 1,305 — $243,488
19.9 47531 Evanston 868 — $269,893

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.