Zip lookup · KY

40228
Louisville, Kentucky.

Louisville, Jefferson County, KY · Louisville/Jefferson County, KY-IN metro · population 18,085

What it costs per month · 40228 $1,426/mo

to buy the typical home at today's mortgage rate — +$735 (+106%) since Jan 2020.

What the home itself did
1 year
Up $6,839 +3%
$264,921$271,760 since Sep 2025
5 years
Up $50,825 +23%
$220,935$271,760 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40228 $1,426 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40228$1,426
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 40228 rose 2.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Louisville, KY — measured over the city limits, which is a different area from this zip.

Asking rent $1,446 as of Sep 2026
Typical home value $271,760 as of Sep 2026
+2.6%year on year

Asking rent — 40228

Against the Louisville/Jefferson County, KY-IN metro and the national benchmark.

$1,400 $1,600 $1,800 2026 40228 $1,446 United States $1,932
$1,400 $1,600 $1,800 2026
  • 40228$1,446
  • United States$1,932

Typical home value — 40228

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 40228 $271,760 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 40228$271,760
  • United States$366,157

Within 20 miles

Showing 30 of 51 zips in range — sorting picks from all 51.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 40291 Louisville 41,222 $1,593 $306,511
3.2 40219 Louisville 39,909 $1,344 $234,580
3.7 40229 Louisville 41,299 $1,485 $252,363
3.8 40218 Louisville 33,736 $1,241 $214,249
5.3 40220 Louisville 35,078 $1,270 $290,248
5.4 40213 Louisville 16,054 $1,305 $206,266
6.4 40299 Louisville 42,207 $1,438 $340,322
6.5 40205 Louisville 24,664 $1,336 $384,762
7.0 40209 Louisville 639 — $118,208
7.4 40118 Fairdale 10,697 $1,111 $206,593
7.9 40217 Louisville 11,663 $1,407 $235,253
8.0 40047 Mount Washington 23,662 $1,612 $323,892
8.4 40214 Louisville 45,405 $1,114 $217,855
8.5 40204 Louisville 14,034 $1,240 $279,894
8.7 40222 Louisville 21,470 $1,485 $393,508
8.7 40243 Louisville 12,002 $1,576 $340,272
8.7 40207 Louisville 28,903 $1,518 $424,243
8.8 40109 Brooks 2,376 — $298,362
9.1 40206 Louisville 20,161 $1,358 $285,228
9.2 40208 Louisville 15,605 $1,063 $134,517
9.2 40215 Louisville 20,532 $1,205 $135,184
9.7 40223 Louisville 22,798 $1,589 $385,161
9.7 40242 Louisville 11,168 $1,448 $325,225
10.3 40202 Louisville 7,261 $1,233 $345,847
10.5 40203 Louisville 17,742 $1,006 $146,732
10.5 40165 Shepherdsville 38,403 $1,577 $299,744
10.6 40210 Louisville 13,518 $1,178 $87,299
11.3 40023 Fisherville 6,870 — $550,330
11.7 40241 Louisville 30,696 $1,602 $414,590
11.8 40216 Louisville 44,047 $1,300 $205,855

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.