Zip lookup · KY

40313
Clearfield, Kentucky.

Clearfield, Rowan County, KY · population 2,832

What it costs per month · 40313 $794/mo

to buy the typical home at today's mortgage rate — +$436 (+122%) since Jan 2020.

What the home itself did
1 year
Down $14,660 -9%
$165,978$151,318 since Sep 2025
5 years
Up $32,987 +28%
$118,331$151,318 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40313 $794 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40313$794
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 40313 fell 8.8% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Clearfield, KY — measured over the city limits, which is a different area from this zip.

Typical home value $151,318 as of Sep 2026
-8.8%year on year

Typical home value — 40313

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40313 $151,318 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40313$151,318
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 40351 Morehead 22,322 $969 $195,227
11.8 40371 Salt Lick 2,525 — $170,582
14.7 40387 Wellington 1,948 — $126,435
16.0 41472 West Liberty 10,792 — $131,650
16.4 41164 Olive Hill 12,574 — $140,044
16.6 41171 Sandy Hook 4,611 — $146,172
16.8 40358 Olympia 1,012 — $206,128
17.0 41049 Hillsboro 2,238 — $208,700
17.3 41425 Ezel 1,247 — $140,374
19.1 40322 Frenchburg 3,238 — $130,954

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.