Zip lookup · KY

40358
Olympia, Kentucky.

Olympia, Bath County, KY · Mount Sterling, KY metro · population 1,012

What it costs per month · 40358 $1,082/mo

to buy the typical home at today's mortgage rate — +$729 (+207%) since Jan 2020.

What the home itself did
1 year
Up $3,048 +2%
$203,081$206,128 since Sep 2025
5 years
Up $67,292 +48%
$138,836$206,128 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40358 $1,082 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40358$1,082
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 40358 rose 1.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Olympia, KY — measured over the city limits, which is a different area from this zip.

Typical home value $206,128 as of Sep 2026
+1.5%year on year

Typical home value — 40358

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40358 $206,128 Mount Sterling $194,558 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40358$206,128
  • Mount Sterling$194,558
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 40371 Salt Lick 2,525 — $170,582
6.1 40346 Means 819 — $159,126
8.2 40360 Owingsville 7,595 — $190,893
9.0 40322 Frenchburg 3,238 — $130,954
11.9 40337 Jeffersonville 5,244 — $207,192
13.5 40387 Wellington 1,948 — $126,435
14.4 40353 Mount Sterling 22,725 $1,172 $232,058
15.1 41049 Hillsboro 2,238 — $208,700
16.1 40374 Sharpsburg 2,562 — $193,767
16.8 40313 Clearfield 2,832 — $151,318
17.3 40380 Stanton 7,100 — $159,570
17.6 40351 Morehead 22,322 $969 $195,227
18.4 41425 Ezel 1,247 — $140,374
20.0 40312 Clay City 5,994 — $126,379

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.