40734
Gray, Kentucky.
Gray, Knox County, KY · London, KY metro · population 3,602
to buy the typical home at today's mortgage rate — +$388 (+115%) since Jan 2020.
- 1 year
- Down $7,611 -5%
- $145,644$138,033 since Sep 2025
- 5 years
- Up $19,236 +16%
- $118,796$138,033 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40734$724
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in zip 40734 fell 5.2% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Knox County, KY 96% · Laurel County, KY 4%
Zillow also publishes an index for the city itself: Gray, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40734
Mid-tier homes, smoothed and seasonally adjusted.
- 40734$138,033
- London$149,650
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.7 | 40906 | Barbourville | 10,813 | — | $140,148 |
| 5.7 | 40949 | Heidrick | 468 | — | $136,881 |
| 6.0 | 40771 | Woodbine | 1,915 | — | $127,232 |
| 6.4 | 40943 | Girdler | 1,117 | — | $144,421 |
| 6.5 | 40923 | Cannon | 679 | — | $135,980 |
| 7.7 | 40740 | Lily | 3,880 | — | $161,023 |
| 8.4 | 40915 | Bimble | 564 | — | $129,652 |
| 8.9 | 40759 | Rockholds | 3,122 | — | $126,021 |
| 9.1 | 40953 | Hinkle | 454 | — | $105,252 |
| 10.3 | 40744 | London | 20,137 | — | $197,439 |
| 11.0 | 40903 | Artemus | 558 | — | $83,980 |
| 11.1 | 40701 | Corbin | 30,526 | $1,098 | $170,520 |
| 11.1 | 40737 | Keavy | 1,782 | — | $160,749 |
| 14.0 | 40935 | Flat Lick | 1,748 | — | $85,679 |
| 16.5 | 40741 | London | 23,397 | — | $186,143 |
| 18.7 | 40769 | Williamsburg | 18,218 | — | $119,540 |
| 19.2 | 40977 | Pineville | 8,367 | — | $86,686 |
| 19.5 | 40962 | Manchester | 17,310 | — | $110,131 |
| 19.6 | 40902 | Arjay | 558 | — | $66,151 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.