Zip lookup · KY

41031
Cynthiana, Kentucky.

Cynthiana, Harrison County, KY · population 16,624

What it costs per month · 41031 $1,318/mo

to buy the typical home at today's mortgage rate — +$797 (+153%) since Jan 2020.

What the home itself did
1 year
Up $5,433 +2%
$245,587$251,019 since Sep 2025
5 years
Up $76,985 +44%
$174,034$251,019 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41031 $1,318 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41031$1,318
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 41031 rose 2.2% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Harrison County, KY 91% · Nicholas County, KY 6% · Bourbon County, KY 3%

Zillow also publishes an index for the city itself: Cynthiana, KY — measured over the city limits, which is a different area from this zip.

Typical home value $251,019 as of Sep 2026
+2.2%year on year

Typical home value — 41031

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 41031 $251,019 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 41031$251,019
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.9 41003 Berry 3,138 — $205,972
10.8 40348 Millersburg 625 — $138,182
13.3 40370 Sadieville 2,836 — $322,525
13.6 41064 Mount Olivet 2,161 — $196,990
14.8 40361 Paris 18,361 — $260,999
15.6 40311 Carlisle 7,672 — $197,079
16.7 41040 Falmouth 7,040 — $209,105
18.3 40324 Georgetown 53,406 $1,593 $341,845
18.4 41010 Corinth 3,239 — $132,477
19.5 41004 Brooksville 4,025 — $195,652

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.