Zip lookup · KY

40311
Carlisle, Kentucky.

Carlisle, Nicholas County, KY · Lexington-Fayette, KY metro · population 7,672

What it costs per month · 40311 $1,034/mo

to buy the typical home at today's mortgage rate — +$607 (+142%) since Jan 2020.

What the home itself did
1 year
Down $3,690 -2%
$200,769$197,079 since Sep 2025
5 years
Up $48,701 +33%
$148,378$197,079 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40311 $1,034 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40311$1,034
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 40311 fell 1.8% over the past year — slower than the nation's +1.2%.

This zip spans 4 counties: Nicholas County, KY 89% · Bourbon County, KY 10% · Bath County, KY 1% · Robertson County, KY 0%

Zillow also publishes an index for the city itself: Carlisle, KY — measured over the city limits, which is a different area from this zip.

Typical home value $197,079 as of Sep 2026
-1.8%year on year

Typical home value — 40311

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40311 $197,079 Lexington $324,999 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40311$197,079
  • Lexington$324,999
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 40348 Millersburg 625 — $138,182
7.9 40350 Moorefield 73 — $236,230
9.9 41039 Ewing 2,974 — $184,221
10.0 40374 Sharpsburg 2,562 — $193,767
13.4 41064 Mount Olivet 2,161 — $196,990
13.7 40361 Paris 18,361 — $260,999
15.6 41031 Cynthiana 16,624 — $251,019
15.7 41055 Mayslick 1,897 — $263,556
17.2 41041 Flemingsburg 7,750 — $174,812
18.1 40360 Owingsville 7,595 — $190,893
18.3 40353 Mount Sterling 22,725 $1,172 $232,058
19.6 41044 Germantown 1,263 — $208,651

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.