42653
Stearns, Kentucky.
Stearns, McCreary County, KY · population 4,300
to buy the typical home at today's mortgage rate — +$304 (+142%) since Jan 2020.
- 1 year
- Down $8,845 -8%
- $107,593$98,748 since Sep 2025
- 5 years
- Up $18,750 +23%
- $79,998$98,748 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 42653$518
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 42653 fell 8.2% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Stearns, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 42653
Mid-tier homes, smoothed and seasonally adjusted.
- 42653$98,748
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.3 | 42634 | Parkers Lake | 1,646 | — | $66,781 |
| 8.0 | 42635 | Pine Knot | 4,736 | — | $117,242 |
| 10.3 | 42647 | Stearns | 3,349 | — | $87,369 |
| 11.0 | 42649 | Strunk | 2,003 | — | $107,409 |
| 11.7 | 42519 | Burnside | 2,756 | — | $101,260 |
| 14.1 | 42518 | Bronston | 3,031 | — | $200,593 |
| 16.3 | 37892 | Winfield | 1,631 | — | $193,902 |
| 16.7 | 40769 | Williamsburg | 18,218 | — | $119,540 |
| 18.9 | 40701 | Corbin | 30,526 | $1,098 | $170,520 |
| 19.4 | 42501 | Somerset | 18,214 | $1,022 | $154,282 |
| 19.4 | 37841 | Oneida | 10,199 | — | $204,586 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.