43130
Lancaster, Ohio.
Lancaster, Fairfield County, OH · Columbus, OH metro · population 62,933
to buy the typical home at today's mortgage rate — +$825 (+135%) since Jan 2020.
- 1 year
- Up $7,289 +3%
- $266,426$273,715 since Sep 2025
- 5 years
- Up $64,722 +31%
- $208,993$273,715 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 43130$1,437
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 43130 rose 2.7% over the past year — faster than the nation's +1.2%.
Asking rents in zip 43130 rose 4.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 43130 runs $755/mo more than renting one. The gap peaked at $801 in Feb 2025.
That is $1,981 a month against $1,226 rent: a $1,437 mortgage payment, plus $251 property tax and $293 insurance & upkeep.
Owning vs renting — zip 43130
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,981
- Renting$1,226
- Mortgage only$1,437
Property tax · $251/mo 1.10% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties
Insurance & upkeep · $293/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
This zip spans 2 counties: Fairfield County, OH 100% · Hocking County, OH 0%
School districts in 43130, by share of its land: Lancaster City 37% · Amanda-Clearcreek Local 19% · Fairfield Union Local 16% · Berne Union Local 15% · Bloom-Carroll Local 8% · Liberty Union-Thurston Local 2% · Teays Valley Local 1% · Canal Winchester Local 1%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Lancaster, OH — measured over the city limits, which is a different area from this zip.
Asking rent — 43130
Against the Columbus, OH metro and the national benchmark.
- 43130$1,226
- Columbus$1,525
- United States$1,932
Typical home value — 43130
Mid-tier homes, smoothed and seasonally adjusted.
- 43130$273,715
- Columbus$326,910
- United States$366,157
Within 10 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.8 | 43155 | Sugar Grove | 2,361 | — | $345,225 |
| 8.4 | 43112 | Carroll | 4,909 | — | $432,626 |
| 9.0 | 43102 | Amanda | 3,711 | — | $336,814 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.