Zip lookup · OH

43228
Columbus, Ohio.

Columbus, Franklin County, OH · Columbus, OH metro · population 59,077

What it costs per month · 43228 $1,149/mo

to buy the typical home at today's mortgage rate — +$605 (+111%) since Jan 2020.

What the home itself did
1 year
Down $5,592 -2%
$224,554$218,961 since Sep 2025
5 years
Up $34,628 +19%
$184,333$218,961 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 43228 $1,149 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 43228$1,149
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 43228 fell 2.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 43228 rose 0.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 43228 runs $375/mo more than renting one. The gap peaked at $477 in Oct 2023.

That is $1,652 a month against $1,277 rent: a $1,149 mortgage payment, plus $269 property tax and $234 insurance & upkeep.

Owning vs renting — zip 43228

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 2021 2022 2023 2024 2025 2026 Owning all in $1,652 Renting $1,277 Mortgage only $1,149
$500 $1,000 $1,500 2022 2024 2026
  • Owning all in$1,652
  • Renting$1,277
  • Mortgage only$1,149

Property tax · $269/mo 1.47% of value a year — the ACS 2020-2024 median bill over the median home value for Franklin County, OH

Insurance & upkeep · $234/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

School districts in 43228, by share of its land: South-Western City 49% · Hilliard City 37% · Columbus City Schools District 13%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Columbus, OH — measured over the city limits, which is a different area from this zip.

Asking rent $1,277 as of Sep 2026
+0.3%year on year
Typical home value $218,961 as of Sep 2026
-2.5%year on year

Asking rent — 43228

Against the Columbus, OH metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 43228 $1,277 Columbus $1,525 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 43228$1,277
  • Columbus$1,525
  • United States$1,932

Typical home value — 43228

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 43228 $218,961 Columbus $326,910 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 43228$218,961
  • Columbus$326,910
  • United States$366,157

Within 20 miles

Showing 30 of 53 zips in range — sorting picks from all 53.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.3 43204 Columbus 42,962 $1,390 $196,238
4.5 43119 Galloway 29,660 $1,783 $306,908
4.7 43212 Columbus 23,405 $1,544 $432,508
4.7 43222 Columbus 4,819 $1,280 $167,395
4.8 43221 Columbus 35,293 $1,833 $457,316
5.1 43026 Hilliard 65,238 $1,551 $375,833
5.5 43223 Columbus 28,187 $1,255 $166,695
5.9 43215 Columbus 17,836 $1,549 $331,298
6.5 43220 Columbus 28,792 $1,286 $360,018
6.6 43123 Grove City 67,626 $1,556 $330,582
6.8 43201 Columbus 34,322 $2,087 $359,934
7.1 43202 Columbus 20,854 $1,732 $317,244
8.2 43206 Columbus 21,996 $1,685 $274,039
8.3 43203 Columbus 8,618 $1,271 $232,258
8.3 43214 Columbus 26,776 $1,545 $398,978
8.6 43205 Columbus 12,618 $1,369 $268,486
8.7 43211 Columbus 22,313 $1,258 $137,577
9.4 43016 Dublin 46,362 $1,616 $430,555
9.7 43162 West Jefferson 6,896 $2,118 $268,174
9.7 43207 Columbus 47,272 $1,274 $200,550
10.0 43224 Columbus 44,319 $1,149 $196,619
10.3 43235 Columbus 44,589 $1,421 $340,582
10.3 43209 Columbus 28,193 $1,305 $397,158
10.7 43017 Dublin 41,613 $1,827 $577,761
11.0 43085 Columbus 26,601 $1,626 $402,686
11.1 43219 Columbus 32,338 $1,335 $187,789
11.5 43229 Columbus 55,020 $1,233 $269,004
12.6 43227 Columbus 25,358 $1,510 $192,155
12.6 43231 Columbus 23,009 $1,456 $270,362
12.7 43064 Plain City 18,143 $1,960 $544,264

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.