Zip lookup · OH

43732
Cumberland, Ohio.

Cumberland, Guernsey County, OH · Cambridge, OH metro · population 1,813

What it costs per month · 43732 $1,047/mo

to buy the typical home at today's mortgage rate — +$566 (+118%) since Jan 2020.

What the home itself did
1 year
Up $15,461 +8%
$183,969$199,430 since Sep 2025
5 years
Up $30,197 +18%
$169,233$199,430 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 43732 $1,047 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 43732$1,047
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 43732 rose 8.4% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Guernsey County, OH 44% · Noble County, OH 34% · Muskingum County, OH 22%

School districts in 43732, by share of its land: Rolling Hills Local 34% · Franklin Local 19% · Caldwell Exempted Village 18% · East Muskingum Local 13% · Noble Local 11% · Switzerland of Ohio Local 4% · Cambridge City 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Cumberland, OH — measured over the city limits, which is a different area from this zip.

Typical home value $199,430 as of Sep 2026
+8.4%year on year

Typical home value — 43732

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 43732 $199,430 Cambridge $167,107 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 43732$199,430
  • Cambridge$167,107
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 43772 Pleasant City 1,544 — $141,647
7.7 43727 Chandlersville 1,202 — $243,153
10.2 43723 Byesville 4,472 — $156,129
10.8 43724 Caldwell 9,133 — $177,315
11.7 43720 Blue Rock 1,308 — $203,247
12.5 43779 Sarahsville 654 — $215,406
12.8 43780 Senecaville 2,515 — $165,574
12.9 43756 Mcconnelsville 5,573 — $166,077
13.3 43734 Duncan Falls 1,568 — $214,951
13.5 43767 Norwich 1,443 — $279,299
13.6 43762 New Concord 4,988 — $256,053
13.9 43725 Cambridge 19,453 — $173,808
15.0 43771 Philo 2,103 — $153,636
16.6 45715 Beverly 2,006 — $169,804
16.7 45727 Dexter City 944 — $148,446
17.5 43788 Summerfield 735 — $176,147
18.8 43755 Lore City 1,750 — $179,137
19.2 43778 Salesville 1,378 — $214,546
19.5 43701 Zanesville 56,402 $1,070 $200,470

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.