Zip lookup · OH

44092
Wickliffe, Ohio.

Wickliffe, Lake County, OH · Cleveland-Elyria, OH metro · population 17,587

What it costs per month · 44092 $1,100/mo

to buy the typical home at today's mortgage rate — +$594 (+117%) since Jan 2020.

What the home itself did
1 year
Up $5,940 +3%
$203,602$209,543 since Sep 2025
5 years
Up $47,925 +30%
$161,618$209,543 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 44092 $1,100 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 44092$1,100
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 44092 rose 2.9% over the past year — faster than the nation's +1.2%.

Asking rents in zip 44092 rose 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 44092 runs $536/mo more than renting one — the widest that gap has been in this data.

That is $1,608 a month against $1,071 rent: a $1,100 mortgage payment, plus $283 property tax and $224 insurance & upkeep.

Owning vs renting — zip 44092

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,200 $1,400 $1,600 2024 2025 2026 Owning all in $1,608 Renting $1,071 Mortgage only $1,100
$1,000 $1,200 $1,400 $1,600 2024 2025 2026
  • Owning all in$1,608
  • Renting$1,071
  • Mortgage only$1,100

Property tax · $283/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for Lake County, OH

Insurance & upkeep · $224/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

School districts in 44092, by share of its land: Wickliffe City 63% · Willoughby-Eastlake City 37%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Wickliffe, OH — measured over the city limits, which is a different area from this zip.

Asking rent $1,071 as of Sep 2026
+1.7%year on year
Typical home value $209,543 as of Sep 2026
+2.9%year on year

Asking rent — 44092

Against the Cleveland-Elyria, OH metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2024 2025 2026 44092 $1,071 Cleveland $1,440 United States $1,932
$1,000 $1,250 $1,500 $1,750 2024 2025 2026
  • 44092$1,071
  • Cleveland$1,440
  • United States$1,932

Typical home value — 44092

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 44092 $209,543 Cleveland $250,001 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 44092$209,543
  • Cleveland$250,001
  • United States$366,157

Within 20 miles

Showing 30 of 49 zips in range — sorting picks from all 49.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.7 44132 Euclid 14,633 $1,321 $152,851
2.9 44123 Euclid 18,050 $1,073 $139,789
3.1 44143 Cleveland 24,597 $1,903 $306,999
3.5 44117 Euclid 9,172 $1,179 $166,978
4.0 44095 Eastlake 32,363 $1,252 $203,816
4.1 44119 Cleveland 13,243 $1,164 $135,756
4.7 44094 Willoughby 36,873 $1,428 $292,319
5.5 44040 Gates Mills 3,063 — $733,928
5.8 44110 Cleveland 17,009 $1,073 $82,517
6.0 44121 Cleveland 32,312 $1,653 $174,596
6.8 44124 Cleveland 39,779 $1,612 $251,908
6.9 44112 Cleveland 17,848 $1,050 $77,253
8.1 44118 Cleveland 40,715 $1,503 $244,897
8.3 44108 Cleveland 19,381 $1,159 $74,039
8.5 44026 Chesterland 10,730 — $391,800
9.1 44060 Mentor 60,779 $1,683 $277,851
9.1 44122 Beachwood 36,678 $2,088 $376,952
9.6 44106 Cleveland 25,120 $1,413 $198,975
10.4 44120 Cleveland 33,202 $1,116 $131,979
10.7 44103 Cleveland 13,941 $1,113 $75,114
10.9 44022 Chagrin Falls 16,617 $2,550 $619,798
11.3 44072 Novelty 5,405 — $469,913
11.4 44104 Cleveland 18,902 $1,118 $75,269
11.7 44128 Cleveland 27,122 $1,428 $103,818
12.2 44114 Cleveland 7,488 $1,629 $200,242
12.7 44115 Cleveland 10,011 $1,649 $165,516
12.8 44127 Cleveland 4,239 $1,150 $54,112
13.2 44105 Cleveland 32,115 $1,187 $73,706
13.9 44137 Maple Heights 23,285 $1,574 $135,404
13.9 44045 Grand River 611 — $220,613

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.